All good questions. I'd start by looking at the existing dock. If none, that's one set of answers. If temporary seasonal dock and it's not deep enough, can you add another section to get to deeper water? If it's a permanent dock, you can measure the depth easily. Lots of places have a rock or two that gets marked with a bleach bottle in the fall. You just need to be able to tell your boating guests where to go.
What is the exposure? If wind or boat wakes will move your boat up/down a foot or more, you need more depth, or a lift. As kids get older/heavier/more friends, will you be getting a bigger boat? Second boat? Jet skis?
Long term, lots of lake front houses get major renovations, get relocated or bulldozed. Put your money into the best waterfront possible and deal with house issues later.
Many realtors show properties by boat. If they say "I can't rake my boat there", you may not need to see the property.
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