Quote:
Originally Posted by Descant
As noted previously, in another thread, there are more uninsured cars per capita in MA than in NH. As a "no-fault-state", I'd bet there are more ambulance chasers in MA than in NH. If you want to reduce insurance costs, you need to have statutory limits on types of injures and definitely limits on "pain and suffering". Capping lawyer fees on contingencies would be another approach but next to impossible to enact in legislatures packed with lawyers.
As our Governor says : "Don't Mass it up."
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In 2023 (the last year I could find data from) MA has a 7.9% uninsured rate making it 7th in the nation (ME is number 1 with a 5.7% rate) while NH is at 10%. Yes, MA has more uninsured cars per capita because there are many more drivers.
In MA, an uninsured vehicle would also be unregistered as you cannot register a vehicle in MA without insurance.
My issue with people with no insurance or driving vehicles that are unsafe is that those of us who are following the rules end up paying more. Same is true of health insurance - one of the reasons my health insurance is so high is that I am picking up the tab for those who walk away from medical bills.