[LIforrelaxin]

Here is the thing from my point of view. NH Realtors, the towns, and the state have figured out the commodity that they have with lake front real estate. Be it on the main land and now even on the islands. There have always been more people desiring to be on the lake, the there are properties.

So as camps are coming down, and homes going up the values of the "property" continues to rise. Well how to you raise the values on a property where there is only a camp.... you raise the value of the land... and thus we have a circle, that makes every Property on the lake more valuable.

The values of the building on my camp, in the tax valuation has risen only about 25K since my parents bought it in the mid 90s..... the valuation of the land as risen almost 1M dollars in that same time frame... The entire Value of my property is in the land....... The problem is there is a limited amount of it and it is a known fact....

I think honestly what happens in a lot of cases, is times are good and people go to improve camps and borrow against the perceived value of the land... and while times are good there isn't an issue but them something happens, some get sick, or looses a job, and they have to sell because the extra mortgage is just to much.......or they take the other tack as my family has, we just leave the camp as it is, a new dwelling would make us enjoy the lake more... and so all we have to do is pay taxes... but the towns, and state want to see year around homes so they can get even more tax dollars.... so they keep raising the value of the land.... eventually the temptation gets to everyone.... I know how much easier my life will become when we do finally decide to sell the camp..... early retirement has an appeal......

Sorry for my rambling.... but they are thoughts, that I feel are germain.... Unfortunately the NH lakes are quickly becoming a destination for the privaleged few.... which is sad.....