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Descant · 10-05-2025, 01:01 PM

In my mind stories about no inspection and no seat belts is something you tell the retail cuastomer so s/he won't go shopping. Listen to all the TV adds that say "Call us and save $300". Some will save and others not so much. In the course of the call, there's a pitch for your home and other lines with multi-policy discounts, etc. With 1.3 MM citizens in NH there are probablyfewer than 1MM cars, so getting more $$ per household is important, as is getting the right (geographic) household. Large national companies balance their national market by raising or lowering rates where they want to grow or shrink market share. One way insurance companies make money is by holding money and investing it while they pay out at some future date. Take in $100, pay $100 in claims, but the money is yours to invest for a predictable period of time. That's where the income is...

10-05-2025, 01:01 PM	#140
Descant Senior Member Join Date: Mar 2006 Location: Merrimack and Welch Island Posts: 4,468 Thanks: 1,381 Thanked 1,665 Times in 1,084 Posts	Large numbers In my mind stories about no inspection and no seat belts is something you tell the retail cuastomer so s/he won't go shopping. Listen to all the TV adds that say "Call us and save $300". Some will save and others not so much. In the course of the call, there's a pitch for your home and other lines with multi-policy discounts, etc. With 1.3 MM citizens in NH there are probablyfewer than 1MM cars, so getting more $$ per household is important, as is getting the right (geographic) household. Large national companies balance their national market by raising or lowering rates where they want to grow or shrink market share. One way insurance companies make money is by holding money and investing it while they pay out at some future date. Take in $100, pay $100 in claims, but the money is yours to invest for a predictable period of time. That's where the income is...