Thanks for all the replies. I have Amica for my Auto's Home and vacation house. They wanted to drop my umbrella because of the boats but I convinced that that it was an acceptable risk (Especially since I did not go out last year even once!!
) I do not even want to ask them about the sled as it may toss up all kinds of other red flags. My concern is that who ever gets the sled is going to want everything..... I am VERY happy with Amica to date other then them wanting to drop me.... My father was driving my truck and got hit by a guy. Just based on a phone conversation that we had and a inspection of my truck they paid out the next day!! That is the good side of them....
Jon