Great info Skip! I just got back from the ins. agent and she said that I would have gotten a discount if I had already taken a course. I can still get a credit after I take a course in the future. For the 4 days we wanted to be at the lake, it may not be worth the hassle of getting a NH certificate. I guess I can just use the row boat with the 6hp to go fishing. The online course here is $20 I think, the ins. agent looked it up for me.
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