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Originally Posted by GWC...
The law saves the insurance companies money, not the taxpayers.
How about this...
You pay for all your injuries incurred while wearing a seatbelt and I'll pay for all mine. Let the insurance companies survive without our money. 
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We save money with lower insurance rates. Our country's insurance rates are sky high due in part to malpractice lawsuits, and the number of people in our country who do not take of themselves - whether they smoke or are addicted to alcohol or drugs, are overweight, or they go too long without checkups. IMO, not wearing your seatbelt is just another example of not taking care of yourself.