I don't think special registrations is the answer. Boats are not like cars which are essential transportation. I doubt very many handicapped own boats. More likely they catch a ride on someone else's. I have had several people on my boat that have handicapped placards.
The best boating answer is a pontoon boat. You can open the side gate and just step or roll on-board. Much easier than trying to climb up and down over the gunwale.
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