I have an 06 FX-HO (160). Do you have the FX140 or FX-HO?
My renewal from Boat/US just came through at $382.00. This is based on a $50k per person/$100k per incident liability, actual cash value for replacement/repair, $1k medical payments, $800k fuel spill and other liability, trailer coverage, etc. with $100 deductible, $50 on trailer and $500 for theft.
With Boat/US on pwc you have to be named on the policy to be covered, if I let a friend take it and they crack it up it is not covered. They were quite specific on this and I had to sign a waiver originally that reflected my understanding of this.
The cost on mine with a 2 place trailer (the machine is the limited edition blue one) was $13k. Figuring how easy it is to get hurt on a PWC or to crack it up I think the premium is fair. My brother broke his leg on mine a few weeks ago in a freak accident, he was tossed off it and snapped wis tibia.
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