With the internet and all it's really amazing that so much mis-information still exists.
Winnilakegirl is clearly wrong on using a private dock:
270:64-a Docking, Mooring Prohibited. –
I. (a) No person shall dock, moor, make fast, or otherwise secure a vessel to a dock, mooring, or pier of another, knowing that the person is not licensed or privileged to do so.
... III. No person shall cause a vessel that he is operating or otherwise in control of, to remain secured in violation of this section in defiance of an order to move such vessel or have such vessel removed, which was personally communicated to him, whether verbally or in writing by the owner or authorized agent of the owner of the structure or other property or by a peace officer...
This very similar to tresspassing laws in NH. A sign or written or verbal communication makes a dock off-limits.
I'm pretty sure she is generally correct on the swimming to the high water mark, but I don't have time to look it up now.
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