Cars and boats are different. If boats had accident rates anywhere near cars, I and many others would be eagerly pushing for more limits on their operations. I'm still not sure that 25/45 would be the right law but something would have to be done.
The latest stats from 2005 show less than 700 deaths in boating fatalities throughout the US. That's about 2 a day and about 5 for every 100,000 boats.
For passenger cars there were 40,000 deaths. That's 110 every day and 29 for every 100,000 cars. Now remember that almost every inch of road surface in the US has a speed limit. Roads also have signals lights, lane markers, guard rails, and a hundred other devices and laws to improve safety.
Cars and boats are different, you can't blindly use the rules for one to help the other.
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