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To the best of my knowledge there are no exceptions to allowing a boat inside of a roped off swim area. That is why all swim areas must be completely closed off at both ends. A swim area is defined as a safe haven from boats where swimmers may gather free from fear of boats entering.
Although this same area while being roped off is also still public property and open to anyone who wants to swim there. I wouldn't but that is the way it was explained to me.
You are correct about the 150' rule and its application to headway speed as well as in some instance no rafting zones having 150' restrictions on anchoring from the shore. I’ve heard of other no rafting zones with less than 150’ restrictions on anchoring from shore.
If an area is not designated no rafting then you can have as many boats tied up together as you want. We've had up to and sometimes over 10 boats over the years.
I do not believe there are restrictions on how far a boat has to be anchored from a swim raft as it is located out on public water. Unless the swim raft is located inside of a swim area.
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