Get off the water
It comes down to law vs. family safety. I was caught in a T-storm with lightning last year and did the same thing. Some passengers were upset that I was moving along too fast through the Governor's Island NWZ -- and I wasn't happy about it either -- but getting my little girl off the water and to shelter trumped any concern I had about paying whatever fine might have been imposed.
I'm not advocating that we choose to obey only the laws we find convenient. We each have the responsibility to look at the forecast, plan accordingly and not put ourselves in those situations. But, during those times when storms materialize as fast as they did yesterday, with such ferocity and two hours earlier than forecast, I concur that you have to get off the water as quickly and safely as you can. And if you have to pay a fine to do so, you pay it and move on.
$55? I would have gladly paid 10 times that amount to get off the water quickly that day...
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