Re: Insurance on PWC
Four agencies later... you are right. My 14 year old son has to have an adult with him that is certified. The 16 year old because he is "learning" to drive is now fully covered. I confirmed this three times with the agent.
I found out that every carrier has different policies on PWC insurance coverage. Lots of things factor into it, driving record, (on the road and the lake) experience in boating and safety track record. Not to mention the make and model of the craft.
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