I feel for you,Mr Moyer,but that's exactly how insurance companies operate.They brag about their service and promise rapid and fair claims ......some ads show homeowners receiving a check before the police even leave the scene. Yuh ! Right! The reality is that they employ professional adjustors who's job is to debunk,deny and delay.....any tactics at all to get you to settle for less....or just give up.
Had a few claims in business,one was pretty large,the result of a sprinkler system going off accidentally.One Beacon was the company.....we'd paid them over 12k annually for many years and they did EVERYTHING to try and deny and then diminish the claim.They offered less than half of what local contractors quoted us.I didn't mind because we have a lawyer and got it settled.But what about the average Joe who wrecks his car,has no transportation and they drag it out so long he becomes desperate and settles for next to nothing.Happens all the time and that is the reason that I have such disrespect for insurance companies.....they are predators and bottom feeders because they take advantage of people when they are the most vulnerable.
Guess I am starting to rant.....sorry. Oh,this is not directed at the local independant agencies,they mean well and give good service.It is their masters in Chicago and New York that I'm speaking of.
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