Here is law:
Saf-C 403.19 Lights on Boats or Rafts at Anchor. All vessels, log rafts and rafts as defined in RSA 270:42, IV, when at anchor in the normally traveled portion of the public waters, between sunset and sunrise shall display a white light high enough to show all around the horizon.
I highlighted what I think is the key. If your mooring is not in a normally traveled area, you don't need an anchor light. When I moored, it was in a mooring field, the field had flashing strobes, the boats had no lights. If your boat is near shore, my guess is that you don't need a light.
But if someone runs into your unlit boat and they claim it was a traveled area, you may be stuck proving it wasn't.
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