I'm old enough to remember the "usury laws". The usury laws were taken off of the books im 1980. They need to be applied again. It's at best amoral to unleash the wealthy to prey on the middle, and lower-middle class with 22% interest rates. Usury laws have been with us since biblical times, and a moral society should never allow these credit goons to gain money from citizens that the local mafia vig guy could only dream of getting !
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