[Waterbaby]

Originally Posted by chipj29

Thanks Woodsy.
I know I am asking dumb questions, and I accept it for what it is. I am an educated guy, and actually am kinda smart. I am just lacking the skills pertaining to investments and the economy etc. Never been a strong suit of mine. I do follow my 401k, and have it spread out over 5 funds, plus my company stock. Fortunately most of my nest egg is not controlled by me, and is strictly in municipal bonds, so I don't have to worry about my 401k so much.

Only dumb answers, as the old adage goes. Keep asking your questions, it never hurts to learn something new. I understand a lot of this stuff intuitively, but would totally be unable to answer some of the questions cause it's kind of hard to do that when I understand it "in my head" but can't get the words right to have someone understand it, if that makes any sense. You're getting some good, very clear answers here!