Avery, Wolfeboro
I know you indicate you are not looking for a broker, per se, but that would be my suggestion. Find a local agent who is familiar with boats and in particular the Lake. They are trained to analyse your risk and capacity and make the appropriate suggestions. I have 40 years in the insurance business and that is what I do. I use Avery in Wolfeboro and they coordinate my island homeowner's insurance, boat insurance and umbrella.
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