We've owned for 6 years, with many, many more spent at my parents place. 3 children, all involved in sports and town activities. We have never regretted the decision. As stated earlier, the biggest problem is not being there.
As mentioned by someone earlier, one of the keys for us is that our children's best friends are at the lake (ages 16, 14, and 11). So having them not want to be there isn't an issue. We've often thought that we're lucky in that respect. If they didn't want to be at the lake, it would be much tougher.
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