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Old 04-06-2026, 06:46 PM   #1
Diver1111
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Default Insurance for vintage vehicles

Hello All,

I have a restored 1969 Triumph Trophy 650 motorcycle. Over the years I change Insurers as needed for it but it's a small universe.

Through my agent Condon & Skelly I got a less-than-useful answer that I found unacceptable as to why the Premium went up about 60% in the last 12 months. I have a clean record and excellent credit.

Can anyone suggest other Insurers? I am familiar with some of the more common names like...Hagerty. Need more. Thanks.

HH
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Old 04-06-2026, 07:23 PM   #2
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you can go direct to Grundy or Hagerty directly. I would recommend you get an official appraisal on the vehicle/motorcycle as they will only agree to amount they see fit unless you have an official appraisal.
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Old 04-06-2026, 07:28 PM   #3
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You try an on-line vintage motorcycle insurance quote with Progressive Insurance, the #1 sponsor at Laconia Motorcycle Week?
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Old 04-07-2026, 02:11 AM   #4
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I use American Collectors. I have three vintage vehicles (1956, 1975, 1986) insured with them for stated value and the premium in total is about $700 annually.
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Old 04-07-2026, 05:07 AM   #5
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We use Haggerty. Three antique vehicles for less than $600.
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Old 04-07-2026, 07:56 AM   #6
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First of all, have your vehicle(s) appraised by a certified appraiser. Check with Hemmings Motor News. Insurance companies such as Hagerty advertised in the news. Call the companies and see if they accept the appraisal and go from there! Would love to see your Triumph!
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Old 04-07-2026, 08:11 AM   #7
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American Collectors lets you tell them your declared value - of course the premium will reflect that...
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Old 04-07-2026, 11:54 AM   #8
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Default Greg Allen

I use Hagerty through Greg... GREGORY ALLEN <[email protected]>

I believe he has other lines. I have 12 old bikes plus 20K in parts for $1235 annually.

I host an AMCA camp and ride the weekend before Laconia here in Moultonboro. There is usually a Triumph or 2!
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Old 04-07-2026, 12:10 PM   #9
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Quote:
Originally Posted by VitaBene View Post
I use Hagerty through Greg... GREGORY ALLEN <[email protected]>

I believe he has other lines. I have 12 old bikes plus 20K in parts for $1235 annually.

I host an AMCA camp and ride the weekend before Laconia here in Moultonboro. There is usually a Triumph or 2!
I should hook you up with a buddy of mine in Stow Ma. He has about 20 old bikes also, he's always on the hunt for parts.
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Old 04-07-2026, 03:23 PM   #10
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I should hook you up with a buddy of mine in Stow Ma. He has about 20 old bikes also, he's always on the hunt for parts.
BiggD, our Yankee chapter national meet is in Greenfield MA July 24-26. There will be a lot of vendors there. http://www.yankeechapter.org/events.shtml
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Old 04-08-2026, 07:30 AM   #11
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BiggD, our Yankee chapter national meet is in Greenfield MA July 24-26. There will be a lot of vendors there. http://www.yankeechapter.org/events.shtml
I'm having breakfast with him this morning, I'll pass this info along, thanks!
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Old 04-14-2026, 06:24 PM   #12
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Thank you all-very helpful.
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Old 04-16-2026, 04:19 AM   #13
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Red face With Four Classics, I'm Watching Restrictive Legislation...

Some state insurance premiums could be eventually changed, as a bill has been introduced restricting vintage vehicle use to daylight hours and one day a week.



Quote:
This proposed legislation explicitly limits operation to Saturday and Sunday daylight hours or club activities, exhibitions, tours, and parades, removing current ambiguities that allowed for informal weekday driving
For other legislation, search "Jay Leno laws".
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Old 04-16-2026, 06:13 AM   #14
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I have four classics too - and laws like this are nonsense. The legislators/representatives forget who they work for... And if you think it doesn't apply to you if you are not a vintage auto owner - who is to say that classic boats wouldn't be next?
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Old 04-16-2026, 10:09 AM   #15
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Quote:
Originally Posted by ApS View Post
Some state insurance premiums could be eventually changed, as a bill has been introduced restricting vintage vehicle use to daylight hours and one day a week.



For other legislation, search "Jay Leno laws".
I think that is the use of Antique Plates.

Something plated with the regular format would not have to worry about that.
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Old 04-16-2026, 03:48 PM   #16
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Some state insurance premiums could be eventually changed, as a bill has been introduced restricting vintage vehicle use to daylight hours and one day a week.
Why??? What is the point???
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Old 04-21-2026, 09:07 PM   #17
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Quote:
Originally Posted by Diver1111 View Post
Hello All,

I have a restored 1969 Triumph Trophy 650 motorcycle. Over the years I change Insurers as needed for it but it's a small universe.

Through my agent Condon & Skelly I got a less-than-useful answer that I found unacceptable as to why the Premium went up about 60% in the last 12 months. I have a clean record and excellent credit.

Can anyone suggest other Insurers? I am familiar with some of the more common names like...Hagerty. Need more. Thanks.

HH
Wait... Is this the Triumph 650 that has been for sale in the forum classified for the last six years ?
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