Where do you spend the most money.

[Lakesrider]

Question of the day.
Besides taxes and utilities, where is it you spend the most money?
CateP brought up a good issue. She says she is going to spend her money locally. I started thinking about it and sorry to say I don't. Most of my money goes to car payments and paying off my way over stretched credit card balances. Even my mortgage is a company from out of state.
Other than that I have almost no choice but to spend locally. Being in Moultonborough, I would need to drive quite a bit to spend it anywhere else. LOL. I try to buy at the local lumber yards. A&B is my favorite as they have free delivery. Center Harbor for groceries. Skellys for most small stuff and gas Village Kitchen, Lago, Bob House, for dinners, etc. I pretty much stay within 80-100 miles of home most of the time so I guess that is still local?
So just wondering where we all spend our money? Do you order stuff online or buy from around town? It just got me thinking about how much I actually support local business.

[AllAbourdon]

For disposable income, I spend a lot of money in the local bars and restaurants. I use quicken to manage personal finances and it can track your spending in each category. It can be very eye opening...

[SPT13]

Spend most of mine at Patrick's!!!

[robmac]

I try my best to make purchases and do business here in NH. Whils at times it could save a couple of dollars elsewhere I want to try and help our economy.

[sa meredith]

Most disposable income spent locally...bars/restau...NH State Liquor store...plenty of boat gas in the summer...and always use local bookmakers (off shore gambling sites are more convenient, but I keep it local).
Mortgage/Auto/CC/Boat payments sent out of state.

[fatlazyless]

Directly across Main St from the Meredith post office, the arts & crafts store has some hand written notices on their window announcing they will be closing their store.

Two doors up Main St at the Hunter's Yarn & Knitting Supply store, you can see all the yarn and knitting needles through the window, except the front door is locked and there's a notice on the window that says Hunter's no longer lets retail walk-in customers into the store and they only do business on a few different internet locations including e-bay.

[Sman]

Groceries for 4

[RLW]

Grand kids. All bills, mortgages, vehicles and recreation boats/vehicles are paid off as one needs to get rid of them quickly when you retire or this guy getscha and then the tax man comes and takes it all.

[lawn psycho]

Mortage - Maine Bank
Insurance Agent = NH Allstate agent I've had for 20 years.
Boat payment = out of state but obtained from NH marina. Go figure
Credit Card = out of state but used just to pad FF miles
Truck payment = Ford Credit through dealer. Darn near interest free and no local bank would even waste paper chasing the deal.

For online ordering, I have wondered if NH would be at an advantage when the day comes that online places have to collect state taxes for all transactions. I order a ton of stuff online and its cheaper to buy from out-of-state and have it shipped to me than buy local. Not my fault the local guy has high overhead although I understand the plight of small business.

I have a Lowes AND a Home Depot that are 4 miles from me. The are across the street from one another. The local hardware store that is about 8 miles away has prices WAY higher than big box on essentially every item. At least the HD and Lowes employ local people.

I do have a local Agway that I spend a lot of money on miscellaneous yard stuff and their herbicides are cheaper than in big box stores. The local John Deere Landscapes gets a good chunk of coing out of me every summer too.

In the lakes region, the Shell station on Rt 11, Fox Run Mall, and a bunch of stores in Alton/Gilford get my money which includes money spent on slip. For shopping in Lakes Region its the Tilton Outlets or N. Conway

With my daughter starting school this fall all of my disposable income and then some is going out of state

[phoenix]

by far the Market Basket in Tilton

[trfour]

Originally Posted by phoenix

by far the Market Basket in Tilton

You must get a ton of frequent fly-er miles tho...
Have you checked your mail box lately??


T
________________________________________________

[lawn psycho]

Originally Posted by trfour

You must get a ton of frequent fly-er miles tho...
Have you checked your mail box lately??

trfour, if you get an Airline CC like United, the key is use the card for room bookings so you get the miles for the room AND you can have the hotel points too. If you travel for work it really adds up.

[Argie's Wife]

...on my kids....

Those little bundles of joy can be expensive!

[lawn psycho]

Originally Posted by Argie's Wife

...on my kids....

Those little bundles of joy can be expensive!

Wait until they get older. It doesn't get any better

[LadyJane]

I like to support the local businesses as much as possible. Here at home, my mortgage is at the local bank, my pharmacy is owned and operated by a couple who lives in town ( dad and kids are all pharmacists), Stop and Shop gets about 10 % of my business while the locally owned grocery store gets the other 90 %.
When in New Hampshire at the lake, I sure as heck am not going to a Walmart or Pizza Hut. I go to EM Heath in Center Harbor and Moulton Farms for groceries, dine at many of the great local restaurants, shop at Innisfree Book Store, Sandwich Creamery, Pats, Adornments, etc.
As far as where is my money going in general?.....well, lots this year for heating oil and snow removal, thats for sure.

[bobio]

After taxes and utilities I spend the remaining 50% of my money at Shaws, Irving Gas Stations, NH liquor stores and local bars/restauants. Might as well have a good time while we are here!!!

[VitaBene]

After fuel... Buckey's!

[BroadHopper]

But not old enough for medicare....................

5 top monthly expenses.

Mortgage
Health Insurance
Gas - boat and truck
taxes
Car loan

After that, it is pretty much utilities, groceries etc.

I don't go out much

[crowsnest]

Beer and Boating

[Irish mist]

LOL......for me it's where I don't spend my money: Massachusetts. My wife thinks I'm nuts but I can't pay the sales tax when I'm down there.....I'm spoiled I"m down there for business twice a month or so & I find myself seeing that 6.25% tax on items & there's no way I'm paying up if I can help it.

[Happy Gourmand]

My wife gets it!!!