Dock damage

Rayhunt · 03-18-2006, 08:28 AM

We have some dock damage on ours and a few of our neighbors docks ..mostly minor , bottoms of a few of the posts snapped off, one finger peir is lifted off its pilings. Looks partialy due to high water.
This is in an area that is normally well protected (smith cove)

DRH · 03-18-2006, 09:49 AM

Quote:

Originally Posted by Rayhunt

We have some dock damage on ours and a few of our neighbors docks ..mostly minor , bottoms of a few of the posts snapped off, one finger peir is lifted off its pilings. Looks partialy due to high water.
This is in an area that is normally well protected (smith cove)

We've seen dock damage on the south side of Sleepers Island, on the southerly-facing shoreline in Chestnut Cove, and on the east shoreline in Alton Bay. A few of those docks are pretty badly mangled from the expanding and contracting ice. More damage is likely as the ice starts to break up and the wind blows large sheets of it around.

Grant · 03-18-2006, 10:06 AM

We have the worst dock damage in 61 years on the Lake. There was a large pressure ridge that ran from our dock and zig-zagged northwest over to Black Island -- and I think this had something to do with it. End result, the top of the crib was pushed in and that side of the dock lifted -- actually bending the frame of the boathouse. You can see how the doorway is offset in this photo:

Detail:

And the offending ridge:

boathousegirl · 03-18-2006, 06:01 PM

Hi there, Sorry about your damage. I'm on Winnisquam. My boathouse is abut 6 years old, but suffered damage this winter. Does your homeowners' insurance cover any of the damage?

KonaChick · 03-18-2006, 06:55 PM

Our crank-up snapped off the wenches and slammed into the ice during that bad storm Derby Weekend. Our homeowners policy DOES cover it. I'm sure it depends on what type of policy you have.

Cow Man · 03-27-2006, 12:38 PM

Most island properties (at least those that fire trucks can’t get to) are covered by fire policies, not homeowners. Windstorm is covered, ice damage may not be. And where a homeowner’s policy will cover damage to a dock, a fire policy probably wouldn’t. Good idea to have your agent send you his opinion of what your policy says.

03-18-2006, 10:06 AM	#3
Grant Senior Member Join Date: Jul 2002 Location: Pennsyltuckey, Tuftonboro, Moultonborough Posts: 1,505 Thanks: 385 Thanked 232 Times in 126 Posts	We have the worst dock damage in 61 years on the Lake. There was a large pressure ridge that ran from our dock and zig-zagged northwest over to Black Island -- and I think this had something to do with it. End result, the top of the crib was pushed in and that side of the dock lifted -- actually bending the frame of the boathouse. You can see how the doorway is offset in this photo: Detail: And the offending ridge: __________________ "When I die, please don't let my wife sell my dive gear for what I told her I paid for it."

03-27-2006, 12:38 PM	#6
Cow Man Member Join Date: Feb 2006 Location: Cow Island / Holderness, NH Posts: 46 Thanks: 4 Thanked 19 Times in 8 Posts	Fire and Ice Most island properties (at least those that fire trucks can’t get to) are covered by fire policies, not homeowners. Windstorm is covered, ice damage may not be. And where a homeowner’s policy will cover damage to a dock, a fire policy probably wouldn’t. Good idea to have your agent send you his opinion of what your policy says.

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03-18-2006, 08:28 AM	#1
Rayhunt Senior Member Join Date: May 2005 Location: Gilford NH Posts: 112 Thanks: 0 Thanked 1 Time in 1 Post	We have some dock damage on ours and a few of our neighbors docks ..mostly minor , bottoms of a few of the posts snapped off, one finger peir is lifted off its pilings. Looks partialy due to high water. This is in an area that is normally well protected (smith cove)

03-18-2006, 06:01 PM	#4
boathousegirl Member Join Date: Aug 2005 Location: Boston and Winnisquam Posts: 44 Thanks: 0 Thanked 0 Times in 0 Posts	Hi there, Sorry about your damage. I'm on Winnisquam. My boathouse is abut 6 years old, but suffered damage this winter. Does your homeowners' insurance cover any of the damage?

03-18-2006, 06:55 PM	#5
KonaChick Senior Member Join Date: Apr 2004 Posts: 518 Thanks: 19 Thanked 62 Times in 15 Posts	Our crank-up snapped off the wenches and slammed into the ice during that bad storm Derby Weekend. Our homeowners policy DOES cover it. I'm sure it depends on what type of policy you have.