insurance for renting "cottages" short term (e.g. AirBnb)

[P-3 Guy]

Originally Posted by mswlogo

Well, that's kind of obvious. We did.
They booted our umbrella policy and won't insure anything that is "3 season" or short term rental.

Ending in...Is there anything else we can help you with today?

One other option is long term rentals. Those don't have so many headaches. We have a family member that would rent the house year round for long term. But we know the rules on dealing with family.

Ok... at the risk of this also being obvious: there are carriers out there who will provide policies that cover short term rentals. Ask your agent for a quote from a carrier that offers such policies. I know. I 've been through this. I had to switch carriers. It cost more money. You asked what other people do. I'm telling you what I did. My main concern was also liability.