Insurance Policy Recommendations

[Little Bear]

I have a product from Met Life called "Grand Protect". It combines my homes, cars, boats, snowmobile and Umbrella all into one policy. Aside from the fact that it made things simple, by combining these separate policies into this one "Grand Protect" policy, I saved a ton of money. I had a claim last year and Met was excellent to deal with. I think any Met agent can write this or you can probably go direct to Met.

[Irish mist]

Modern Woodman out of Gilford. David Pereria is a thoughtful, intelligent agent. Melcher-Prescott is solid.

[T.H.E. Binz]

I've had Cambridge Mutual (through Noyes in Plymouth/Meredith) for ten years. The one claim that I've had was handled quickly and to my satisfaction.

[tis]

Originally Posted by Little Bear

I have a product from Met Life called "Grand Protect". It combines my homes, cars, boats, snowmobile and Umbrella all into one policy. Aside from the fact that it made things simple, by combining these separate policies into this one "Grand Protect" policy, I saved a ton of money. I had a claim last year and Met was excellent to deal with. I think any Met agent can write this or you can probably go direct to Met.

I absolutely love the idea of a policy like that. I have been thinking if I could get one life would be so much easier. Do you know if they have a limit on how many things they will cover? I wish I had known about that a couple of months ago. I just switched my homeowner's which was $4100. to Safeco which is a little more than half that. Much as you hate to do it, you really do have to check out your insurance every one in a while to see if it is competitive.

[fpartri497]

Originally Posted by tis

I absolutely love the idea of a policy like that. I have been thinking if I could get one life would be so much easier. Do you know if they have a limit on how many things they will cover? I wish I had known about that a couple of months ago. I just switched my homeowner's which was $4100. to Safeco which is a little more than half that. Much as you hate to do it, you really do have to check out your insurance every one in a while to see if it is competitive.

$4100.00 for homeowners Insurance?? Do you own a multiple Million dollar home?

[BroadHopper]

I had MetLife for years and they never told me about the 'Grand Protect'. I had a multivehicle discount, multipolicy discount as well as a corporate discount because I worked for Lockheed. They were very good with claims. Whenever I find a cheaper policy elsewhere, they would rewrite the policies to meet or exceed. I.E. they will not let you be aware of any new changes that may effect your premiums.

When I lost my job, I lost my discount and shop around. I switch to AARP/Hartford as they were the least expensive of all insurance companies I investigated. Metlife tried to do the match game, but decide to stay with Hartford because metLife have not been 'honest' about their pricing.

[Little Bear]

Originally Posted by tis

I absolutely love the idea of a policy like that. I have been thinking if I could get one life would be so much easier. Do you know if they have a limit on how many things they will cover? I wish I had known about that a couple of months ago. I just switched my homeowner's which was $4100. to Safeco which is a little more than half that. Much as you hate to do it, you really do have to check out your insurance every one in a while to see if it is competitive.

I'm not sure if they limit how many things they'll cover. I'd refer you to the agent I used, but he had a falling out with Met a couple of years ago and no longer has the Met line. I deal directly with Met now.