Flood Insurance

jazzman · 10-30-2012, 06:24 PM

If the lowest part of your house (where the piers enter the ground), is over 506.2, you can get a LOMA and avoid flood insurance. You can't do this yourself. You need a licensed surveyor to measure your elevations and fill out the forms. I used Eric Roseen who knows how to do this and charged a very reasonable fee for it.

Unfortunately I failed the 506.2 test, but he still provided an elevation certificate for my insurance company showing the 1st floor level, septic and all mechanical systems were above 506.2 and the insurance quote went from $1600+ to around $250.

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10-30-2012, 06:24 PM	#6
jazzman Senior Member Join Date: Jul 2011 Location: Mont Vernon NH & Big Barndoor Island Posts: 323 Thanks: 4 Thanked 184 Times in 62 Posts	If the lowest part of your house (where the piers enter the ground), is over 506.2, you can get a LOMA and avoid flood insurance. You can't do this yourself. You need a licensed surveyor to measure your elevations and fill out the forms. I used Eric Roseen who knows how to do this and charged a very reasonable fee for it. Unfortunately I failed the 506.2 test, but he still provided an elevation certificate for my insurance company showing the 1st floor level, septic and all mechanical systems were above 506.2 and the insurance quote went from $1600+ to around $250.