Delta Dental double whammy

[BroadHopper]

I get my Delta Dental plan through my former employer from COBRA.
I have seen noticeable increases as well as co-pay.

If you have the right dentist, the receptionist can weigh between what Medicare/supplemental will pay and what Delta Dental will pay. That is what I choose.

Please see Servicelink for additional information on any insurance.

[upthesaukee]

Originally Posted by BroadHopper

I get my Delta Dental plan through my former employer from COBRA.
I have seen noticeable increases as well as co-pay.

If you have the right dentist, the receptionist can weigh between what Medicare/supplemental will pay and what Delta Dental will pay. That is what I choose.

Please see Servicelink for additional information on any insurance.

Medicare does not provide dental coverage except for some in hospital service.

Medicare doesn't cover most dental care, dental procedures, or supplies, like cleanings, fillings, tooth extractions, dentures, dental plates, or other dental devices. Medicare Part A (Hospital Insurance) will pay for certain dental services that you get when you're in a hospital.



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[uglytunasaloona]

I start the whole medicare thing on 4/1. I've got Medicare Part A and B ($134), Humana Gold HMO ($32), Cigna Dental 1000 ($40), and VSP STD ($13.61). Cigna dental seems a bit high but I've been with them for a long time, happy with the way it works and my teeth are a mess. We'll see how it all works. Hopefully switching to new plans won't be difficult during the open enrollment if I'm not happy with any of them.

[itchin for fishin]

Dental "insurance" is not insurance at all. If you add up the costs you pay for premiums versus what you would pay out of pocket over a period of time, you would see it makes no sense. On top of that, do you want insurance companies dictating your health. Delta Dental is changing moving to the PPO plan that you will see decreased level of care. ITD has it right when he says work hard on prevention with your dentist and you will spend less and be healthier.

[wifi]

My dentist is honoring Delta's max cost on a procedure, even tho I have used up my allotment of coverage this year. Otherwise I would be charged the max going rate, I will see some advantage.

[BroadHopper]

Is humongous! Ask to see a bill without insurance coverage and with. Big difference.

The LRGH Dental is something else. If you pay cash up front for procedures, they will give you a 30% discount. If you pay with insurance they will pay the max amount insurance will allow. Otherwise, you're out of luck!