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					Originally Posted by  chocophile
					 
				 
				The value of the two kayaks would be under the deductible for our homeowner's insurance since they were 10 years old. 
 
I will need to replace at least one of them, since I used a kayak to get out to our boat on the mooring.  As I look around, I see that it's more expensive than I expected.  Sigh. 
			
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 My wife bought a really nice used one out in the Keene area last year. 
She spent about a month looking then we took a motorcycle ride out to make sure it was what she was looking for before making the drive. In the end the seller met us in Concord.
Still cost around $600 but it was $1200 new. Sounds very much like what you lost with the drop down rudder.
It included a roof rack and high end paddle.
Good luck