Boat Insurance

Slickcraft · 09-17-2015, 01:34 PM

The rate that I mentioned in post #6 includes uninsured boater, fuel spill and towing coverage.

Descant · 09-22-2015, 10:46 PM

I had a claim with Progressive. No problems whatsoever. I paid the deductible, they wrote a check to the marina and everybody was happy. Only took a few days for them to see the boat and wrote the check to the marina on the spot, I think. Progressive via USAA.

Donzi Minx · 09-23-2015, 06:41 AM

Absolutely Boat US. Launched the lower unit over in the NW corner of the lake, not paying attention like a buffoon, but worked with the Ewings over at Dave's and all was put back together better than new. Ditto for a windshield replacement which was really hard to duplicate on the Minx.

jhnmdahl · 10-10-2015, 07:00 PM

Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company.

Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

HellRaZoR004 · 10-10-2015, 07:23 PM

Quote:

Originally Posted by jhnmdahl

Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company.

Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

I just switched from Progressive. They do NOT cover freeze damage, don't even offer extra coverage. Just something to consider.

JasonG · 10-13-2015, 10:05 PM

ski safe. A rated, cheaper then geico.

Formula260SS · 10-14-2015, 05:03 PM

My Boat US policy came up for renewal and after reading this post decided to shop it against Progressive. Boat US for my 26' Formula and 16' Whaler was about $900.00. Progresive came in at $466.00 for both. I will say that the Boat US Policy has more detail in it and seems a little more geared towards costal boats to me. I did the agreed value option and went with standard 100/300.

Having been on the lake a long time and the boats stay there my feeling is it's a low risk proposition for me personally. I have an impeccable driving record and do not indulge. No brainer for me......I just cut my costs in 1/2 thanks to the forum !!

09-22-2015, 10:46 PM	#2
Descant Senior Member Join Date: Mar 2006 Location: Merrimack and Welch Island Posts: 4,597 Thanks: 1,418 Thanked 1,705 Times in 1,109 Posts	Progressive is OK I had a claim with Progressive. No problems whatsoever. I paid the deductible, they wrote a check to the marina and everybody was happy. Only took a few days for them to see the boat and wrote the check to the marina on the spot, I think. Progressive via USAA.

09-23-2015, 06:41 AM	#3
Donzi Minx Senior Member Join Date: Dec 2007 Location: Melrose, Mass. Posts: 194 Thanks: 0 Thanked 184 Times in 53 Posts	Boat Insurance Absolutely Boat US. Launched the lower unit over in the NW corner of the lake, not paying attention like a buffoon, but worked with the Ewings over at Dave's and all was put back together better than new. Ditto for a windshield replacement which was really hard to duplicate on the Minx.

10-14-2015, 05:03 PM	#7
Formula260SS Senior Member Join Date: Oct 2006 Location: NH Posts: 385 Thanks: 11 Thanked 76 Times in 51 Posts	Progressive vs. Boat US My Boat US policy came up for renewal and after reading this post decided to shop it against Progressive. Boat US for my 26' Formula and 16' Whaler was about $900.00. Progresive came in at $466.00 for both. I will say that the Boat US Policy has more detail in it and seems a little more geared towards costal boats to me. I did the agreed value option and went with standard 100/300. Having been on the lake a long time and the boats stay there my feeling is it's a low risk proposition for me personally. I have an impeccable driving record and do not indulge. No brainer for me......I just cut my costs in 1/2 thanks to the forum !!

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09-17-2015, 01:34 PM	#1
Slickcraft Senior Member Join Date: Mar 2008 Location: Welch Island and The Taylor Community Posts: 3,386 Thanks: 1,260 Thanked 2,148 Times in 983 Posts	The rate that I mentioned in post #6 includes uninsured boater, fuel spill and towing coverage.

10-10-2015, 07:00 PM	#4
jhnmdahl Junior Member Join Date: Feb 2015 Location: Twin Cities, MN Posts: 6 Thanks: 1 Thanked 0 Times in 0 Posts	Progressive's quote sounds about right, but be sure to check with whoever you use for auto or homeowners insurance - you may get a discount for having multiple insurance policies with the same company. Progressive and State Farm were close in price for me, but I have a good relationship with my State Farm agent and have heard a few so-so reviews of Progressive's claim handling (although there were many positive experiences as well), so went with my existing State Farm agent.

10-13-2015, 10:05 PM	#6
JasonG Senior Member Join Date: May 2006 Posts: 310 Thanks: 48 Thanked 45 Times in 33 Posts	ski safe. A rated, cheaper then geico.