has market ever been hotter?

[TiltonBB]

Originally Posted by joey2665

Your going down a completely different road. All the assumption in the above scenarios are strictly based on cash vs some % of mortgage and assuming approval isn’t an issue.

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Actually no. Your post said: It’s pretty easy to be approved for a mortgage when your (sic) putting 50-60% down.

My point is that the down payment has nothing to do with the approval. Mortgage approvals are not based on how much you put down. Anything over 20% down payment is subject to the same approval process and that is primarily about credit, debt to income, security of that income, and the value of the subject property.