Banking in the Lakes Region

[wifi]

My experiences, I have active accounts in all these banks (please don't relate having lots of money with the number of accounts, lol)

TD: Convenient, find the branches everywhere, very expensive per check and per month fees. No complaints online (business account) Checks clear the same day

Bank of NH (formerly Laconia Savings) Friendly service, been with the for decades. Online when the bank did its own, it was great, since the third party, the balance is up to date, but the history is days lagged, need a calculator and some time to try to figure out what has cleared. Wanted to refi mortgage, could never get anyone to call me back. Checks clear the same day. Fees aren't bad.

MVSB Great guys to work with on a mortgage. Checks usually clear the next day. No ATM deposits (night drops only). Online with 3rd party, no complaints. If you keep enough money in the account, there are no fees. Convenient locations.

Citizens Checks take the longest of any of the banks to clear, everything seems laggy. Heavy on fees. Online is so-so, branches here and there and everywhere, but all usually a drive for me.

Northway Use the same online service as MVSB, when I added bank to bank transfers, none of my web browsers could log in, had to have them take that 'feature' off. Enough money and there are no fees. Checks clear the same day. Convenient branch for me, other than that, next one is a drive.

YMMV

[mcdude]

The closest credit union to Alton may be the Holy Rosary Credit Union in Farmington https://www.hrcu.org/about/contact/
It's right on Rt. 11 about 10-15 mins from the traffic circle.

[DRH]

Originally Posted by wifi

TD: Convenient, find the branches everywhere, very expensive per check and per month fees. No complaints online (business account) Checks clear the same day

We like TD Bank also. Offices in both Alton and Gilford. They offer a $100 minimum balance personal checking account with no monthly service charge.

[MGWillia]

I've got to tell you, for someone planning on coming back to the Lake, this group is invaluable. (not to mention, entertaining, inspiring and generally informative on day to day life). I really appreciate all the answers to my humdrum questions. I can't wait to be among you posting my experiences of a day on the Lake.

Thanks again

[drwamcross]

I am using Bank of New Hampshire for checking and savings. I also have an IRA being managed by one of their financial advisors which has been doing extremely well. The other nice thing is you can use any ATM and they refund any fees charged by the other banks. I have a Prestige account, so no fees. They are extremely helpful anytime that I have had questions.

I used to bank with Bank of America and Citizens but they have a fee for everything......and the fees are relatively high.

Good luck........