Dock damage

KonaChick · 03-18-2006, 06:55 PM

Our crank-up snapped off the wenches and slammed into the ice during that bad storm Derby Weekend. Our homeowners policy DOES cover it. I'm sure it depends on what type of policy you have.

Cow Man · 03-27-2006, 12:38 PM

Most island properties (at least those that fire trucks can’t get to) are covered by fire policies, not homeowners. Windstorm is covered, ice damage may not be. And where a homeowner’s policy will cover damage to a dock, a fire policy probably wouldn’t. Good idea to have your agent send you his opinion of what your policy says.

03-27-2006, 12:38 PM	#2
Cow Man Member Join Date: Feb 2006 Location: Cow Island / Holderness, NH Posts: 46 Thanks: 4 Thanked 19 Times in 8 Posts	Fire and Ice Most island properties (at least those that fire trucks can’t get to) are covered by fire policies, not homeowners. Windstorm is covered, ice damage may not be. And where a homeowner’s policy will cover damage to a dock, a fire policy probably wouldn’t. Good idea to have your agent send you his opinion of what your policy says.

03-18-2006, 06:55 PM	#1
KonaChick Senior Member Join Date: Apr 2004 Posts: 518 Thanks: 19 Thanked 62 Times in 15 Posts	Our crank-up snapped off the wenches and slammed into the ice during that bad storm Derby Weekend. Our homeowners policy DOES cover it. I'm sure it depends on what type of policy you have.