Tree removal...

[JEEPONLY]

Originally Posted by Geneva Point

Arbor Tech is very good. Make sure they have workers comp insurance, as well as liability coverage as previously mentioned. Also, ask that you me named as "additional insured" on the Certificate of Insurance and have Courtney give you a copy of the Certificate showing all of the above.

I have tree issues, too. Arbor Tech seems to be the forerunner here. Can anyone address this quote?

[garysanfran]

Originally Posted by JEEPONLY

I have tree issues, too. Arbor Tech seems to be the forerunner here. Can anyone address this quote?

I asked Courtney to provide me with all of the above in proof-of-insurance...No problem.

Not sure if this addresses your need?

[JEEPONLY]

Thank you.
Yes, it does. I was just wondering if this was a normal operating procedure, as no one else had mentioned it

[Charlie T]

Originally Posted by JEEPONLY

Thank you.
Yes, it does. I was just wondering if this was a normal operating procedure, as no one else had mentioned it

A certificate of insurance with the home owner being listed as an "additional insured" is a pretty standard item for any reputable business. If they balk at providing one RUN LIKE HELL!

Without insurance coverage you are liable if anyone get injured or any property damaged. My company issues them to our customers on a regular basis, it's a quick email to the insurance company. I just requested and received one for heating system work that I'm having done. I'm sure Arbortech provided one when I had them do tree work for me in the past. Insist on it. The butt you save will be your own!

[Poor Richard]

Originally Posted by Charlie T

A certificate of insurance with the home owner being listed as an "additional insured" is a pretty standard item for any reputable business.

That's your opinion.

Any reputable business will have insurance that covers the business and the jobs it is performing, end of story. Due to varying commitment levels from customers, your "quick email" would end up being 30 "quick emails" every day for any company that is reasonably busy.

For whatever it's worth, not once have I had a customer ask to be added to my company insurance as it's redundant to do so.

[Charlie T]

Originally Posted by Poor Richard

That's your opinion.

Any reputable business will have insurance that covers the business and the jobs it is performing, end of story. Due to varying commitment levels from customers, your "quick email" would end up being 30 "quick emails" every day for any company that is reasonably busy.

For whatever it's worth, not once have I had a customer ask to be added to my company insurance as it's redundant to do so.

I"m not a lawyer but as I understand it, by being listed as as "additional insured" it offers direct protection to the customer/ home owner. AND it prevents the contractor from canceling the insurance or allowing it to lapse during the period of the work being performed.

Yes it's my opinion but I believe it will be shared by anyone with even the most basic understanding of contract law. If as a contractor you offer the COI on a regular basis it will be only a quick email to your insurance company. Adding customers as an additional insured is done everyday all over this country. If you have a business that performs "30 projects a day" as you claim, I contend that you should have plenty of office staff to efficiently get these certs with little hassle. You will never obtain a contract for work with any large firm or Govt. entity without that insurance cert. Its just a standard cost of doing business in this society.

I'll state it again, any contractor who offers any resistance to providing the cert has something to hide whether it be a total lack of insurance or low limits that won't satisfy a reasonable judgement and should be avoided.

I invite the opinion on this from the many business people who populate this forum.

[garysanfran]

Courtney at Arbor Tech readily agreed to this request and told me to expect a communique from his insurance agency in the next couple of days. I have no idea what the technical advantages are to me to be listed as additional insured as suggested by Geneva Point, but Courtney just nodded his head to my request, a request I would never have thought of without the help you participants provide. Thank you Geneva Point and all the other feedbacks!

Gonna be fun watching these guys take these white pines down...They be big! He's got a "chipper" that can do a 15" diameter tree...Seems extraordinary to my little brain.

[Poor Richard]

Charlie, we are in complete agreement regarding business insurance however I disagree with your comment that a company is not considered reputable if they aren't regularly listing their customers as additional insured....unless I'm misreading/ misinterpreting your post.

[Charlie T]

Originally Posted by Poor Richard

Charlie, we are in complete agreement regarding business insurance however I disagree with your comment that a company is not considered reputable if they aren't regularly listing their customers as additional insured....unless I'm misreading/ misinterpreting your post.

The intent of my comments was to state that if a company is hesitant or refuses to provide a insurance cert and to list you as an additional insured that you should proceed with caution. My company carries expensive Workers Comp and Liability insurance. We are happy to provide insurance certs to any customer who requests them, it's no big deal to do so.

[ApS]

Originally Posted by garysanfran

Courtney at Arbor Tech readily agreed to this request and told me to expect a communique from his insurance agency in the next couple of days. I have no idea what the technical advantages are to me to be listed as additional insured as suggested by Geneva Point, but Courtney just nodded his head to my request, a request I would never have thought of without the help you participants provide. Thank you Geneva Point and all the other feedbacks! Gonna be fun watching these guys take these white pines down...They be big! He's got a "chipper" that can do a 15" diameter tree...Seems extraordinary to my little brain.

I had Bartlett (of Wolfeboro) direct Maple and Hemlock chips to a low point on our lot. It was gratifying to watch a "free" load of mulch returned to the soil from which it came. (Supervisor and arborist Kirk Titus is a NH native—and Brewster Academy alumnus).

Kirk Titus, our local arborist and Wolfeboro native has cared for Wolfeboro's trees for almost 40 of those years.
http://www.wolfeborochamber.com/dire...perts/details/

[mcdude]

Originally Posted by ApS

I had Bartlett (of Wolfeboro) direct Maple and Hemlock chips to a low point on our lot. It was gratifying to watch a "free" load of mulch returned to the soil from which it came. (Supervisor and arborist Kirk Titus is a NH native—and Brewster Academy alumnus).

I had Bartlett (Kirk Titus) do some work on my property. Very professional, good communication and they did a nice job. 637 Center Street, Wolfeboro, NH 03894 603-569-3163



https://www.bartlett.com/bartlett-locations.cfm

[fatlazyless]

For the do-it-your-selfer:

For $15, Ocean State Job Lot has these very light weight, aluminum extension pole handles, maybe 20'-long, designed for cleaning the bottom of a swimming pool.

For $25, Walmart has a Fiskars tree trimmer, hand saw, extension pole .... about 15' long

With a little tinkering, the two can be combined together which will make a hand saw with a 30' reach, good for trimm'n tree limbs way up there, while you stand on the ground.

A pine limb only takes about five saw strokes before it snaps, and comes down fast. Happens every time with pine.

An oak limb takes maybe 100-strokes and will not come down until sawed all the way through.

A bicycle helmet and eye protection glasses/googles is recommended for your personal safety, while you never leave the safety of standing on the ground ..... unless you need some extra height, or extra waterfront out reach, by standing up top of a big step-ladder, as well.

And, be aware of overhead electric lines!

Oh yeah, and then you is left with a big pile of tree limbs you need to lose ....... holy smokes ...... like, who knew this would happen?