Agent for Medicare supplemental insurance

Woodsy · 12-03-2020, 09:23 AM

Give Kelly a call.... she is AWESOME and local!

https://benefitspuzzle.com/

Woodsy

mishman · 12-03-2020, 07:47 PM

I had posted last year that I found an agent particularly helpful and not pushy. I ultimately went with his recommendation and was very satisfied. He proactively contacted me in September suggesting two other Medicare Advantage plans that were now available in my part of the Lakes Region and were even better for me for this year. I highly recommend him. Hope he can help you.

Kevin Woosley
p. 877-581-5373 ext. 632 │ f. 855-844-5679
kwoosley@hpone.com

SailinAway · 12-06-2020, 01:14 PM

I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975:

"His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/
Phone numbers: (207) 370-0143 or (866) 976-9038"

I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all.

I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it.

A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same.

If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.

Sue Doe-Nym · 12-06-2020, 01:28 PM

After many phone calls on this, it turns out that sticking with what we have is the best solution because it’s “grandfathered”, no longer offered to new applicants, and is more comprehensive and less expensive than its replacement. So....before you scrap what you have in place, be sure that the change is warranted.

12-03-2020, 09:23 AM	#1
Woodsy Senior Member Join Date: May 2004 Location: Weirs Beach Posts: 1,968 Thanks: 80 Thanked 980 Times in 440 Posts	Give Kelly a call.... she is AWESOME and local! https://benefitspuzzle.com/ Woodsy __________________ The only way to eliminate ignorant behavior is through education. You can't fix stupid.

12-03-2020, 07:47 PM	#2
mishman Senior Member Join Date: Mar 2010 Posts: 178 Thanks: 59 Thanked 96 Times in 43 Posts	I think it was my previous post I had posted last year that I found an agent particularly helpful and not pushy. I ultimately went with his recommendation and was very satisfied. He proactively contacted me in September suggesting two other Medicare Advantage plans that were now available in my part of the Lakes Region and were even better for me for this year. I highly recommend him. Hope he can help you. Kevin Woosley p. 877-581-5373 ext. 632 │ f. 855-844-5679 kwoosley@hpone.com

12-06-2020, 01:28 PM	#4
Sue Doe-Nym Senior Member Join Date: Jul 2009 Posts: 1,458 Thanks: 762 Thanked 796 Times in 419 Posts	Thanks for the help! After many phone calls on this, it turns out that sticking with what we have is the best solution because it’s “grandfathered”, no longer offered to new applicants, and is more comprehensive and less expensive than its replacement. So....before you scrap what you have in place, be sure that the change is warranted.

The Following User Says Thank You to mishman For This Useful Post:
Sue Doe-Nym (12-03-2020)

12-06-2020, 01:14 PM	#3
SailinAway Senior Member Join Date: Apr 2019 Posts: 991 Thanks: 256 Thanked 280 Times in 169 Posts	I believe you're referring to my post at https://www.winnipesaukee.com/forums...nt#post324975: "His name is Todd Reagin, owner of Maine Medicare Options. https://www.mainemedicareoptions.com/ Phone numbers: (207) 370-0143 or (866) 976-9038" I had spectacular service from him. Extremely knowledgeable and wise. I recommend him with no reservations at all. I have an Advantage plan from Harvard Pilgrim called "Stride" that I've been pretty happy with. A full shoulder replacement cost me about $550 and full hip replacement was about $1200 out of pocket, everything included (physical therapy etc.), which is a fraction of the full cost for those interventions. On the negative side, I pay about $3000 for Medicare A & B plus the Advantage plan (which is only an extra $44 a month) and used almost no health services this year due to the pandemic. But that's what happens with insurance---you buy it "in case" you need it, and you feel a bit cheated if you pay that much and don't need it. A question I've never resolved is how much those joint replacements would have cost me if I had NO extra insurance except for the free part of Medicare (Part A). Some experts claim it would come out to about the same. If you have anything complicated in your personal situation, I don't recommend Service Link. I met with them and found they were not knowledgeable about some thorny issues going beyond the ordinary.