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Old 01-02-2021, 02:52 PM   #1
lagoon
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Those who live pay check to pay check make that choice. It has consequences. I do not feel sorry for them what so ever. Not when you see millions of immigrants (legal or not) managing to survive, even thriving on jobs that Americans are either to lazy or simply refuse to do because it is beneath them. Opportunity abounds for those willing to work for it, save and live responsibly. It's not a matter of luck but shear determination and sacrifice. I know plenty of multi millionaires who are just average everyday people who never had a flashy high paying job and did not then or now live like a rock star. In fact many passed on what is today considered to be "essentials" but managed to live without.

If you don't think the "haves" as you put it were not hit hard when they lost businesses and took massive losses in investments it shows a complete and utter lack of intelligence.
Many of us have put all of our assets, life savings too, to keep businesses afloat. It kept others being paid while I was not and I was investing the entire time in them.

Your attitude is condescending and rude to many who have tried to get through this intact somehow. I would guess you don't care what others think anyway.
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Old 01-03-2021, 10:02 AM   #2
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Many of us have put all of our assets, life savings too, to keep businesses afloat. It kept others being paid while I was not and I was investing the entire time in them.

Your attitude is condescending and rude to many who have tried to get through this intact somehow. I would guess you don't care what others think anyway.
Well you are right about one thing I really don't care what anyone thinks as if I did listen to what everyone was telling me I would have been convinced that I had little to no chance of doing or amounting to much of anything.

Far as the context to my comments, this was not just directed at the past year, but as a general statement of fact. If the best anyone can do is live paycheck to paycheck that will never work as a long term strategy. As I learned in the military adapt and overcome. Is it easy, hell no, but failure comes easy to those that are complacent.

I have never been condescending to business owners, in fact I admire them for doing something that I have personally 3 times tried and 3 times failed miserably at. Current events have been difficult if not impossible on many business owners, large and small. Many have already lost the battle, others continue to hold on but for how long remains to be seen as the future looks bleak for many. Much of the reasoning behind why this is occurring is political and the American people have spoken as to what they want moving forward. If you as a business owner think it's bad now, just wait it's going to get even more toxic. This will have rippling effects that will not only hurt businesses but also those they can no longer employ.
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Old 01-03-2021, 10:34 AM   #3
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Default Tuition

That 1 year/$8K number in the 60’s looked off because tuition has outpaced wage growth for some time now.

Anyhow, not sure how reliable the source but it’s the Mac Weekly so I assume reliable?

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Macalester tuition broke the $1,000 mark for the first time in 1963 as students shelled out $1,320 per year for the full room and board and tuition package. That being said, average personal income more than doubled from 1945 to $2,773 in 1965. Within the next two decades, Macalester tuition really began to skyrocket. In 1980, tuition cost $4,725 with room/board at $1,800. In 1984-1985 these figures increased to $7,520 and $2,600, respectively. Income likewise rose from $9,910 in 1980 to $14,427 in 1985.
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Old 01-03-2021, 10:46 AM   #4
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That 1 year/$8K number in the 60’s looked off because tuition has outpaced wage growth for some time now.

Anyhow, not sure how reliable the source but it’s the Mac Weekly so I assume reliable?
That quote makes more sense—$8k in the 60's is crazy money for college.

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Old 01-03-2021, 11:49 AM   #5
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Yearly tuition in 1961 for Cornell (Arts and Sciences) was $1400.
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Old 01-03-2021, 11:46 AM   #6
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Default My parents figure

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That 1 year/$8K number in the 60’s looked off because tuition has outpaced wage growth for some time now.

Anyhow, not sure how reliable the source but it’s the Mac Weekly so I assume reliable?
That figure was what I got from my folks when Macalester did not ask me to return after my freshman year. In the intervening years, besides not having the internet to do research, I had no reason to doubt the figure.

I know they did take out a loan. I don't know if it included other costs, such as transportation. I paid for my own books, which were less than $200 for the year.

Given your figures, it points out even more how college costs have increased.

Thanks for the info

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Old 01-03-2021, 11:48 AM   #7
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That figure was what I got from my folks when Macalester did not ask me to return after my freshman year. In the intervening years, besides not having the internet to do research, I had no reason to doubt the figure.

I know they did take out a loan. I don't know if it included other costs, such as transportation. I paid for my own books, which were less than $200 for the year.

Given your figures, it points out even more how college costs have increased.

Thanks for the info

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"When Macalester did not ask me to return"! Sounds incredibly similar to when UML put me on "academic suspension" for an "insufficient GPA to continue studies."

My parents, also, made me pay the loan they took out for that failed year. They also aged a decade in a moment when I told them I, their last child and hope for a college graduate, was dropping out.

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Old 01-03-2021, 01:10 PM   #8
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"When Macalester did not ask me to return"! Sounds incredibly similar to when UML put me on "academic suspension" for an "insufficient GPA to continue studies."

My parents, also, made me pay the loan they took out for that failed year. They also aged a decade in a moment when I told them I, their last child and hope for a college graduate, was dropping out.

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Stop the presses! You're a teacher today, right? How/when did you turn things around? Spill the tea!
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Old 01-03-2021, 04:15 PM   #9
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Stop the presses! You're a teacher today, right? How/when did you turn things around? Spill the tea!
Short version: '94-'95 UML for plastics engineering because a high school test said it would be a good fit. It wasn't, nor was I "ready." Returned in '00 under the Fresh Start program and, after a mentor professor took me under his wing, found my calling as an English teacher. This year makes 16 in a solid middle-class community with night school, private summer school, and many, many hours of tutoring.

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Old 01-04-2021, 09:29 AM   #10
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Short version: '94-'95 UML for plastics engineering because a high school test said it would be a good fit. It wasn't, nor was I "ready." Returned in '00 under the Fresh Start program and, after a mentor professor took me under his wing, found my calling as an English teacher. This year makes 16 in a solid middle-class community with night school, private summer school, and many, many hours of tutoring.

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Sometimes it only takes maturing to do better in college.
That and perseverance.

I ask people that are older than the “regular” student when they are saying they will be x age when the graduate it y years, how old will they be in y years if they don’t continue with school.

OTOH, the cost for college has gotten out of hand.
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Old 01-04-2021, 09:39 AM   #11
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Sometimes it only takes maturing to do better in college.
That and perseverance.

I ask people that are older than the “regular” student when they are saying they will be x age when the graduate it y years, how old will they be in y years if they don’t continue with school.

OTOH, the cost for college has gotten out of hand.
I went to BU 1980-1984....cost was $9K, $10K, $11K, $12K each year. My son is now a Junior at WPI...sticker price before deducting scholarships, student loans, etc is $62K per year.

As a friend of mine described it, "it's like buying a new Mercedes every year for 4 years and pushing it off a cliff. You spend the money but don't get to enjoy it"
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Old 01-04-2021, 09:46 AM   #12
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Originally Posted by thinkxingu View Post
Short version: '94-'95 UML for plastics engineering because a high school test said it would be a good fit. It wasn't, nor was I "ready." Returned in '00 under the Fresh Start program and, after a mentor professor took me under his wing, found my calling as an English teacher. This year makes 16 in a solid middle-class community with night school, private summer school, and many, many hours of tutoring.

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Sometimes it only takes maturing to do better in college.
That and perseverance.

I ask people that are older than the “regular” student when they are saying they will be x age when the graduate it y years, how old will they be in y years if they don’t continue with school.

OTOH, the cost for college has gotten out of hand.
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