Fire in Loon Cove today.

[Tomregal]

So sad, I hope no one was hurt.

[TiltonBB]

It would be interesting to know the story from the fire department's perspective. I would guess that there was a water supply problem.

In the picture the lone firefighter appears to be standing without putting any water on the fire. There appear to be two unmanned hand lines at his feet and it looks like he is holding one. The lines would typically be 1 3/4 inches and flow about 300 GPM so it wouldn't take long to deplete a fixed water supply. They look charged but maybe the only water available was the water in the fire truck's tank and they were preserving it?

I don't mean to imply anything negative, I am just curious about what was going on.

There is an article in the Laconia Sun without much more information. The picture with that article shows the fire had grown substantially.

https://www.laconiadailysun.com/news...8b412123c.html

[upthesaukee]

No town water that far out rte 11 (Loon Cove is at the eastern end of 11D).

Not sure how much draw a pumper has and how easy access to water was. Also, I don't believe that Boat 1 is in service yet.

It was a little breezy and I'd say that it was fortunate that there was little or no damage to adjacent structures.

Dave

[codeman671]

They called in the Gilford Fire Boat for assistance from what I saw on facebook.

[jeffk]

We drove by the area yesterday afternoon and noticed over 10 fire trucks up toward Ellacoya park. We didn't notice any smoke in that area and speculated they were staging a Mutual Aid exercise. They were probably tanking up to stand ready for this fire because it is soooooo dry.

[DickR]

There is something very wrong about a situation involving limited water to fight a fire in a lakeside home (read: next to a huge water source). If the only present option is to back a pumper to within a few feet of the lake so the big suction line can connect truck to lake, obviously many or most properties preclude getting the truck anywhere near close enough. Why couldn't local fire departments cobble together a floating pump that could be hand-carried by a pair or wheeled to lakefront in a yard cart? Granted, the approach would not work in cases where the house is separated from the lake by a very steep slope, but in the photo above it does look like the approach to waterfront is gradual enough. Sure, a portable system couldn't compete with the pumping power of a fire boat, but it would be better than nothing. Ferrying limited volumes from a remote accessible location using multiple trucks seems like a problem begging for a solution.

[WinnisquamZ]

Originally Posted by DickR

There is something very wrong about a situation involving limited water to fight a fire in a lakeside home (read: next to a huge water source). If the only present option is to back a pumper to within a few feet of the lake so the big suction line can connect truck to lake, obviously many or most properties preclude getting the truck anywhere near close enough. Why couldn't local fire departments cobble together a floating pump that could be hand-carried by a pair or wheeled to lakefront in a yard cart? Granted, the approach would not work in cases where the house is separated from the lake by a very steep slope, but in the photo above it does look like the approach to waterfront is gradual enough. Sure, a portable system couldn't compete with the pumping power of a fire boat, but it would be better than nothing. Ferrying limited volumes from a remote accessible location using multiple trucks seems like a problem begging for a solution.

Thinking the same thing. What are we missing? The solution appears to be simple, so I ask again, what are we missing? What don’t we know. Two lakeside house fires in the past week and both are total loses.


Sent from my iPhone using Winnipesaukee Forum mobile app

[mcdude]

............

[LakeTimes]

So sad....

[mcdude]

The letter from AFD does not specify who was burning leaves but my question is this: If a homeowner sets his/her house on fire by burning leaves without a permit on a windy day will the insurance company still pay up?

[MAXUM]

Originally Posted by mcdude

The letter from AFD does not specify who was burning leaves but my question is this: If a homeowner sets his/her house on fire by burning leaves without a permit on a windy day will the insurance company still pay up?

Interesting question. Does negligence void an insurance policy?

I would think they might not. The not having a permit thus what they were doing to cause this was illegal certainly would give the insurance company grounds to say no to covering the loss.

[CTYankee]

Homeowner/Fire insurance will cover negligent acts resulting in damage by the homeowner. Insurance will not cover intentional damage caused by the homeowner. Provided there was an insurance policy in force the damage should be covered to the extent of the policy limits.

[AC2717]

The simple answer being an agent:
Insurance covers stupidity

[betterthanbacon]

Originally Posted by AC2717

The simple answer being an agent:
Insurance covers stupidity

Insurance covers stupidity. But...
If the owners were the one burning leaves? I would think will give the insurance company a reason of doubt or speculation. This can give the ins. Company reason to do a long drawn out investigation before paying out..
Regardless. It sounds like the owners and neighbors didn’t experience any physical hardships and everyone is safe.
Kudos to all the firefighters and other responders

[Mr. V]

Originally Posted by betterthanbacon

Insurance covers stupidity. But...
If the owners were the one burning leaves? I would think will give the insurance company a reason of doubt or speculation.

It is covered.

As would damage to your roof be covered if you erroneously felled a tree that landed on it.

Or if the house burned down from a lit cigarette you held in your hand while falling asleep.

[AC2717]

Originally Posted by betterthanbacon

Insurance covers stupidity. But...
If the owners were the one burning leaves? I would think will give the insurance company a reason of doubt or speculation. This can give the ins. Company reason to do a long drawn out investigation before paying out..
Regardless. It sounds like the owners and neighbors didn’t experience any physical hardships and everyone is safe.
Kudos to all the firefighters and other responders

as having dealt with this in the past unless there is overwhelming evidence, it will not be investigated

who says they have insurance though

[upthesaukee]

From the perspective of a Personal Lines Underwriter for over 15 years, in my prior life, there were many times that we wished we had one all inclusive exclusion to our policies: the Aggravated Ignorance clause. Sadly, no insurance department would allow it.

Dave

[TiltonBB]

Originally Posted by DickR

There is something very wrong about a situation involving limited water to fight a fire in a lakeside home (read: next to a huge water source). If the only present option is to back a pumper to within a few feet of the lake so the big suction line can connect truck to lake, obviously many or most properties preclude getting the truck anywhere near close enough. Why couldn't local fire departments cobble together a floating pump that could be hand-carried by a pair or wheeled to lakefront in a yard cart? Granted, the approach would not work in cases where the house is separated from the lake by a very steep slope, but in the photo above it does look like the approach to waterfront is gradual enough. Sure, a portable system couldn't compete with the pumping power of a fire boat, but it would be better than nothing. Ferrying limited volumes from a remote accessible location using multiple trucks seems like a problem begging for a solution.

The logistics make it more complicated than it would seem.

Are you going to carry the pump on the first due engine in each community?
You will also need a hard suction line and strainer to utilize the pump.
Are you able to carry multiple spare gas cans?
When you arrive in the first due pumper who takes care of life safety? Can you spare a couple of men to carry the pump to the water, set it up, and set a feed line to the pumper?
On the high end, a portable pump may be able to feed 100 to 200 GPM. Using that to feed a pumper with a 1,500 GPM capacity would be futile. Using it to feed one line putting water on a substantial house fire wouldn't have a significant effect if the fire was already well underway.

I do know that people out west where large brush fires are often out of control are buying "hose carts" to protect their own homes. It is usually a pump, suction and hose line, and nozzle. You would just need a pond or swimming pool as a water source.

[Slickcraft]

The Alton Fire boat may not have been launched yet. At least I had not noticed it at the dock in the Bay. One mission of the boat is to assist with lake shore structure fires. BTW, the Gilford fie boat was launched about 3 weeks ago.

Alan

[tis]

I could be wrong but I saw a live video and it looked to me like it was mostly involved before the fire dept. got there. They could have been there and I couldn't see them but it didn't look like it.