Insurance for island properties

CowTimes · 05-26-2021, 06:49 PM

We and a few of our island neighbors go through Avery Insurance in Wolfeboro. We have had our policy through Phenix Mutual for probably 10+ years, and I know that they also do island insurance through Hanover (but I think Hanover requires you to do a bundle for them to cover island properties). My suggestion is to go through a local insurance agency around the lake like Avery, as island property insurance seems to raise a whole bunch of peculiarities that most agents/companies aren’t familiar with (I recall the fact that we drew water from the lake instead of a well was somehow an issue for a lot of companies, and that was just one of the issues when I tried to find an insurance company on my own).

05-26-2021, 06:49 PM	#8
CowTimes Senior Member Join Date: Jan 2019 Posts: 141 Thanks: 9 Thanked 125 Times in 67 Posts	We and a few of our island neighbors go through Avery Insurance in Wolfeboro. We have had our policy through Phenix Mutual for probably 10+ years, and I know that they also do island insurance through Hanover (but I think Hanover requires you to do a bundle for them to cover island properties). My suggestion is to go through a local insurance agency around the lake like Avery, as island property insurance seems to raise a whole bunch of peculiarities that most agents/companies aren’t familiar with (I recall the fact that we drew water from the lake instead of a well was somehow an issue for a lot of companies, and that was just one of the issues when I tried to find an insurance company on my own).