Homeowners Insurance for Islanders

Bernie Girl · 11-18-2022, 12:19 PM

We live on Barndoor & just switched to State Farm from Phenix. Our agent is Mike Testa, 101 Court St, Laconia NH 603-524-3694 If you go to State Farm's online site and put in your information the contact info comes up. Mike's office was very helpful and the process was easy plus done in a timely manner.

Descant · 11-18-2022, 01:57 PM

For many, it makes sense to have home, cars, camp,. boat, umbrella, all in the same place so there isn't finger pointing in case of a significant liability claim, or loss of personal property. Your umbrella carrier may like to have control of the underlying liability--some other company paying off $100K just to close the case may jeopardize the umbrella coverage.

11-18-2022, 01:57 PM	#2
Descant Senior Member Join Date: Mar 2006 Location: Merrimack and Welch Island Posts: 4,453 Thanks: 1,374 Thanked 1,650 Times in 1,078 Posts	combined For many, it makes sense to have home, cars, camp,. boat, umbrella, all in the same place so there isn't finger pointing in case of a significant liability claim, or loss of personal property. Your umbrella carrier may like to have control of the underlying liability--some other company paying off $100K just to close the case may jeopardize the umbrella coverage.

11-18-2022, 12:19 PM	#1
Bernie Girl Senior Member Join Date: Jul 2012 Posts: 60 Thanks: 145 Thanked 17 Times in 16 Posts	We live on Barndoor & just switched to State Farm from Phenix. Our agent is Mike Testa, 101 Court St, Laconia NH 603-524-3694 If you go to State Farm's online site and put in your information the contact info comes up. Mike's office was very helpful and the process was easy plus done in a timely manner.