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#1 | ||
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Senior Member
Join Date: Jan 2005
Location: Florida (Sebring & Keys), Wolfeboro
Posts: 6,057
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Quote:
Had the perpetrators departed the state that night, they could have been willingly hiding injuries.Quote:
While the drone almost misses a direct overhead shot, the drone still shows all of the intact joists (stringers) directly depressed under water. Enough intact planking remains to almost reassemble the dock! Was every splintered plank removed before the drone took to the air? ![]() The drone's overhead video also shows how close the Searay came to also striking the neighboring dock and boat. I think I'll take my collection of reflectors and secure them to my dock next Spring! ![]() Darkness, nor any weather condition, doesn't affect the rules of navigation to "Always Keep a Proper Watch". Last edited by ApS; 10-20-2023 at 08:45 AM. Reason: joists, splintered |
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#2 |
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Senior Member
Join Date: Jan 2005
Location: Florida (Sebring & Keys), Wolfeboro
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If insurance covers this Hackercraft, will the insurance company offer a new Hackercraft?
From the Hackercraft factory in NY, their cheapest model starts at $235,000. https://robbreport.com/motors/marine.../hacker-craft/ Or a replacement "previously-owned" Hackercraft--at $215,000? https://hackerboat.com/boat/hull-519...YlN9Q10qzdoTxj Or tow it to the nearest restoration shop for a local repair? (My guess). Or tow it to the factory for a factory repair? (What the owner would probably want). |
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#3 |
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Senior Member
Join Date: Mar 2006
Location: Merrimack and Welch Island
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ApS
As noted in your post, all speculation. You'd have to read the policy. In the meantime, it really isn't the Hacker owner's policy that matters. The "guilty" party's liability insurance will be the settling payment. The owner's company may pay, but they will subrogate against the other party. No reason they can't be "generous" if that's the coverage i.e. replacement vs Actual Cash Value. In most of these posts, I continue to be amazed at the hundreds, if not thousands, of dollars people pay for insurance and there is very little understanding of how insurance and liability really plays out. Do you really know what you bought for insurance on your boat? Or if you damage somebody else's boat? Maybe you didn't do the damage, but you're the accused party? What does your insurance cover then? |
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#4 | |
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Join Date: Jan 2006
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| The Following User Says Thank You to tis For This Useful Post: | ||
dva (01-08-2024) | ||
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#5 |
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Join Date: Jul 2009
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What ever happened to the guy who caused the wreckage, then disappeared? Was he ever caught and charged?
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#6 | |
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Senior Member
Join Date: Feb 2008
Location: Gilford, NH / Welch Island
Posts: 6,377
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Quote:
Dan
__________________
It's Always Sunny On Welch Island!!
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#7 |
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Senior Member
Join Date: Oct 2018
Location: Now residing in Echo Shores, Alton NH, originally from Baltimore MD.
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Unlikely it was squashed, more likely there was no evidence of the actual captain piloting the boat. Criminal liability depends proving facts established by witnesses and documents, proven "beyond a reasonable doubt." Here: collision at night, no witnesses, passengers and captain phone helpful friend who assist them in leaving the scene shortly thereafter. Captain tells investigators that the boat was stolen, or nothing at all, he is not required to talk to the police or authorities in any way. Friends on the boat are unknown and/or won't talk.
Proof: a boat wreck, with no evidence of who was at the helm. We can all speculate, and I speculate that that speculation is correct. Absent a witness positively identifying the captain at the moment of impact, all you have is an insurance matter, nothing close to a case "beyond a reasonable doubt." In the insurance case, the Searay's owner tells his insurance carrier that the boat was stolen, and he knew nothing of it until the next morning. No proof to the contrary. Of course he left the keys in the boat, doesn't everyone in this safe place? |
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#8 |
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Senior Member
Join Date: Jan 2012
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What about leaving the scene of an accident?
If the owner were to tell the insurance company that it was stolen would they not require a police report? If the boat "theft" were reported, would that potentially lead to a charge of filing a false report? |
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#9 |
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Join Date: Oct 2013
Location: White Salmon, WA
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How are people convinced by circumstantial evidence? A murder case, for example, with no witnesses, no self incrimination, no direct evidence, but damning circumstantial evidence? It happens all the time.
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#10 |
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Senior Member
Join Date: Jun 2016
Location: Tuftonboro and Sudbury, MA
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Lying on an insurance claim would be criminal. By there's no requirement to file a claim
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Dad207 (01-09-2024) | ||
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#11 | |
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Senior Member
Join Date: Feb 2008
Location: Gilford, NH / Welch Island
Posts: 6,377
Thanks: 2,427
Thanked 5,361 Times in 2,097 Posts
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Quote:
Look deeper into this guys background...you will see why nothing will come of it... Dan
__________________
It's Always Sunny On Welch Island!!
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| The Following User Says Thank You to ishoot308 For This Useful Post: | ||
Longtimelurker (01-10-2024) | ||
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