New insurance

[songkrai]

Originally Posted by RUGMAN

Need to find a local insurance agent .

I have a high credit score. No loans. No mortgages. No car loans.
No insurance claims. No criminal offenses. Nothing negative.
Newer home on level lot. On paved road.
AMICA would not insure me. No reason given.
Amica does have a good reputation though.

Few years ago. My homeowners went up in cost. Asked a few friends. ALL had recommendations.

One was Allstate.
This ftormf switched to Allstate and saved couple hundred dollars in premiums. He switched to Allstate.
Happy. Happy. Happy.
But, Allstate sent out a home inspector and found $3,850 in upgrades and repairs needed for Allstate insurance to continue.
So how much did this fellow save in homeowners insurance.

Yes. Some companies send out an inspector. Some now are using drones to view condition of roof.

[Mr. V]

To the OP:

Wny do you need a "local" insurance agent?

I discovered The Hartford when we joined AARP; their prices seem unbeatable.

The key is to do what Flo says and "bundle."