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10-05-2007, 11:29 AM
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#27 |
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Senior Member
Join Date: Aug 2004
Posts: 410
Thanks: 4
Thanked 6 Times in 6 Posts
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Insuring a home for full loan value is crazy. Even if your home burns to the ground, you still have the lot, the foundation, basement, (if you have one) septic system, fresh water source. The home itself is only required to be insured to 80% of rebuilding costs. If you insure for less, they may not pay off in case of a loss.
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