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#1 |
Senior Member
Join Date: Sep 2007
Posts: 74
Thanks: 83
Thanked 16 Times in 9 Posts
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I am new to the Moultonborough area and looking for a bank to open a business checking account. I spoke with Meredith, Laconia and Citizens.
It seems Citizens has the best finacial terms but I would like to get your opinion. Thanks! |
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#2 |
Senior Member
Join Date: Dec 2006
Posts: 683
Thanks: 126
Thanked 85 Times in 49 Posts
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This is JMO but I use Meredith Village Savings Bank for everything. Great service. Great people. Nothing better than using a small local bank.
Last edited by Irish mist; 02-27-2011 at 10:14 PM. |
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#3 |
Senior Member
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Meredith Village Savings' Generation Card comes with a booklet of local businesses and services that offer various discounts. Six cents off a gallon of Mobil gasoline at the town docks Mobil,,,,,,used to be 3%...until their discount got discounted.
Never a problem with my exremely meager account, plus they have free cookies and coffee every once in a while. Hey, so what the Meredith Village Savings Generation Card really needs in their discount book is a local Korean massage parlour! ![]()
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... down and out, liv'n that Walmart side of the lake! |
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#4 |
Senior Member
Join Date: Feb 2007
Location: Laconia
Posts: 68
Thanks: 0
Thanked 0 Times in 0 Posts
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We have been using Laconia Savings for years. Always great service. We just bought a business last summer and have continued with LSB. JMO...
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#5 |
Senior Member
Join Date: Mar 2005
Posts: 76
Thanks: 0
Thanked 1 Time in 1 Post
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I recommend Meredith Village Savings Bank too - our condo association has used them for years and we have always been pleased by their service. I have them for my personal accounts too, as well as the Generations Gold card. They're down to the earth, helpful, and personable too.
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#6 |
Senior Member
Join Date: Apr 2004
Location: Moultonborough
Posts: 2,891
Thanks: 334
Thanked 1,673 Times in 584 Posts
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I would stay away from Citizens.............we've used them all at one time or another and Citizens was the only one that was troublesome
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#7 |
Senior Member
Join Date: Sep 2003
Location: Gilmanton, NH
Posts: 754
Thanks: 136
Thanked 93 Times in 51 Posts
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I have business accounts with both MVSB and TD BankNorth. Been happy with both. My only complaint with MVSB is that you can't make deposits with their ATMs.
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#8 |
Deceased Member
Join Date: Jul 2006
Location: Gilford, NH
Posts: 2,311
Thanks: 1,070
Thanked 2,054 Times in 497 Posts
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We swapped all accounts from Citizens to TDBank North and have been very happy with the change. Citizens was very reluctant to bend even minor rules (accepting fund transfers over the phone when we were away from home) while we have been able to work with TDBank North through a number of issues.
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"Before you criticize someone, walk a mile in his shoes. That way, if he gets angry he'll be a mile away and barefoot!" unknown |
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#9 |
Member
Join Date: Nov 2006
Posts: 38
Thanks: 1
Thanked 1 Time in 1 Post
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they will nickle and dime you to death. Stupid fees for deposits ect. The family business has their account there, I have my personal account at Bank North.
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#10 |
Senior Member
Join Date: Feb 2006
Location: Weirs Beach, NH
Posts: 1,067
Thanks: 0
Thanked 1 Time in 1 Post
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DISCLAIMER, Weirs Gal works for MVSB...
Having said that I would strongly urge anyone to avoid TD or Citizens, or any other large bank. The wife has worked for one of them before (OK, TD, but only because you twisted my arm) and finds MVSB and any other locally operated small bank to be much more customer focused. They tend to spend their money in the community and not on naming an arena in Boston....
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Is it bikeweek yet? Now? |
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#11 |
Senior Member
Join Date: Apr 2006
Location: Moultonborough
Posts: 119
Thanks: 11
Thanked 13 Times in 9 Posts
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We have a personal account at MVSB and one at TD and a business account at LSB. The big difference I find with the 3 is that MVSB charges a fee if we were to transfer funds on line from our Smith Barney higher yield account into our account. LSB and TD don't charge when we do this. Other than that, we are happy with all 3. One was more convenient than the others to where we lived at one time or another over the past 4 years,
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#12 |
Senior Member
Join Date: Feb 2008
Location: Viewing Winnipesaukee
Posts: 100
Thanks: 0
Thanked 1 Time in 1 Post
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For whatever reasons: At citizens I have no service charges on two business accounts: one is for merchant c/c processing, and I transfer on line to other - an operating checking account. I have no charges on a citizens circle personal checking, interest bearing. Disclaimer: we are merely a number, even though I have banked in the same building (about 4 banks over the years) since it was erected, about 1974! Rarely anywhere is there customer service like there used to be!!!
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