Rattlesnake Island Association Lot

Mopsymonroe · 07-30-2010, 11:23 AM

Hi everyone ... has been a lot of fun reading these forums for a few months. There's a lot of good, helpful information.

We are looking into several lake properties, and have been considering one of the properties available on Rattlesnake. We understand that the Rattlesnake Island Association has a mainland lot for residents and guests to launch, park and short-term dock. Have been looking on the internet for a little more information on this ... would call one of the realtors but at the moment we'd like to poke around on our own and get the straight dope from any rattlesnake owners. (Having an agent tell us he's never known anyone to have any problems would not quite be an answer, if you know what I mean.)

Are there ever any problems with space availability in season? Are there additional membership/parking fees (in addition to regular association dues)? Winter storage space available for trailered boats?

Any other helpful information is indeed much appreciated.

We haven't purchased a boat yet, either, so whether we go with a rattlesnake property or one on another island, the answers to these questions might help us continue to sort through the decision making process.

Grateful for any shared experiences, Mopsy

jkjoshuatree · 07-30-2010, 11:43 AM

...I'm not trying to talk you out of buying island property but I just want to let you know that it's a HUGE difference compared to mainland property.

-Seasonal
-Trash removal
-A lot of lugging stuff back and forth
-Relying on neighbors for little stuff (milk, sugar, etc.)
-Need a boat (most of us have 2-one for recreation and a second in case of emergency if boat one is being used)
-Storage fees/registration/insurance for said boat(s)
-Very strict building guidelines

Those are only the tip of the iceberg when it comes to the differences. I'm sure other Winni.com people can add to them.

But that being said, my family has had a place on Bear Island for 37 years and we wouldn't trade it for mainland property for all the money in the world.

Life is just different on an island. And that's the best difference. But you'll realize that if/when you have your own place.

Good luck and keep us posted as to what you decide.

codeman671 · 07-30-2010, 01:50 PM

Quote:

Originally Posted by jkjoshuatree

But that being said, my family has had a place on Bear Island for 37 years and we wouldn't trade it for mainland property for all the money in the world.

At first I started reading your post and was thinking that you had never experienced island life but you recovered well

Island life is unique for sure. It has its ups and down. Overall I think it is the way to go for a vacation property. It forces you to get out on the lake (in all types of weather, and let me tell you I have been out in some bad stuff!). Leaving the dock on a Friday night and heading out for the weekend seems so surreal. There are times that it separates the adventurous from the meek.

Mopsymonroe · 07-30-2010, 04:04 PM

Well, in all fairness, I admit we still don't have all our ducks in a row just yet. But, we are lining them up.

For one, as I said, we don't yet own a boat. We previously used water taxis or the boats of friends/family, driven by them, not by us. Neither my husband or I have our boating licenses yet. Just the course materials, and I've had a little sailing experience (a week's day classes last year). We may not actually buy a boat until next spring. But, we do have family currently on the lake, and if we buy something before fall, we may mooch or contribute for some transportation off of them if we are up same weekends. Or do a water taxi for the time being.

In two of the properties we have looked at, there's the possibility of including the owners' boat with the sale, one of them on rattlesnake, where I guess they use the famed association lot for it ... so just wanted to poke around on that account.

We are thinking of buying property soon only because it seems there are a few more motivated sellers towards the end of season, and the market seems to have ticked up a little lately. A few property prices have seen new reductions just in the time we've been looking. We've seen 7 places on the market, not counting places we've previously stayed, which help a lot in adding to the comparison shopping.

Oh, I wanted to add - I know I'm new - but if we do move in, we'll try to be good neighbors, not some of the kind I see getting the eye rolls in these forums!

robmac · 07-30-2010, 05:56 PM

Welcome to the Forum, anywhere on the lake is fantastic. Myself I would stay on the mainland only because when guests come I would be the water taxi. But my ultimate would be island living,just so I know who's coming. Good luck.

Newbiesaukee · 07-30-2010, 06:11 PM

Welcome and don't worry about the eyerolls which are only in the eye of the beholder anyway.

jkjoshuatree · 07-30-2010, 06:35 PM

That's one of the best advantages of having island property...guests can't just "show up"! Unless they really like to swim...lol!!

Quote:

Originally Posted by robmac

Welcome to the Forum, anywhere on the lake is fantastic. Myself I would stay on the mainland only because when guests come I would be the water taxi. But my ultimate would be island living,just so I know who's coming. Good luck.

Rattlesnake Guy · 07-30-2010, 08:44 PM

Mopsymonroe,
Welcome to the forum and to your quest. My wife and I are enjoying our eighth season on Rattlesnake Island. We would like to invite you to be our guest and get a tour of the island. The island is the third or forth biggest on the lake and has about 180 lots, is about 2 miles long and 4 miles around.

We can pick you up and explain an awful lot about the ins and outs of what we have learned. We love Island living but are sure it is not for everyone. I can't think of a better way to get an understanding of the island than a sight seeing tour around it. I will send you a personal message with contact info if you are interested.

Again, welcome and good luck with your journey.
Rattlesnake Guy and Rattlesnake Gal

MAXUM · 07-30-2010, 09:59 PM

Darn it there is competition out there!!! Mopsymonroe you are pursuing the exact same thing I am, a piece of island property. I can't give you any advice per say, heck I've not even gone so far as to rent a place just to see what it's like, but I can tell you that I don't need to because the lure of "being away from it all" is good enough for me, along with the lower initial price.

So since you brought the subject up I've also got some questions in regards to the Rattlesnake Is Assoc some of which you brought up. I believe there are other islands that may too have associations although I have not yet gotten far enough into my search as of yet to discover which others may or may not.

So if anyone would be willing to field a few questions I have I'd greatly appreciate it as well and getting first hand advice on how you handle basic logistics would be really helpful too. I've been thinking about this for years now and have some ideas on how I'd do some things, but first hand experience is worth a heck of a lot more than my speculation. I'm not yet to the point of making an offer on anything, just starting out making inquiries....

At least I'm a couple steps ahead of you Mopsymonroe, already got a boat and have sleds for the winter time.

Best of luck in your pursuit and you're smart to tap into this forum. There are a lot of really nice and very helpful folks on here.

jkjoshuatree · 07-31-2010, 12:03 PM

I have a place on Bear Island and although I can't answer the "lot" questions regarding Rattlesnake, I can try to answer any other questions you have about island living.

Best way to get in touch with me is at jkjoshuatree1@hotmail.com or you can just respond on here if you don't mind your questions being public.

hancoveguy · 07-31-2010, 02:10 PM

Just had a quick question...
We are in an association on the mainland and they are seasonal (May-Oct). The main obstcale is the water being shut off. Aside from the obvious issue of access, is this the case in most island situations as well? If you could get access in the winter months, sled, late boatride (December etc) could you use the place in the winter?

thanks
HCG

jkjoshuatree · 07-31-2010, 02:33 PM

We pull the water (a hose runs right into the lake to feed water to a pump and from there to the sinks and shower) the weekend we close (usually late November).

Although we have been up there for Thanksgiving. Ate everything off paper/plastic and cooked the turkey in one of those huge tin foil tins. The walk after dinner (which the whole family went on) amongst the fallen leaves on a brisk November day was something I'll never forget.

It really depends on when it gets cold enough for the water in the pipes to freeze (not the lake). We have to flush/drain all the water from the pipes when it starts getting too cold. That's when we know the season is over.

We've also been up there in February for a couple of days (one night). Chopped a hole in the ice, carried five gallon buckets up to the cottage to flush the toilet, wash dishes (after the water was heated on the stove), and taken a very chilly sponge bath (now you know why we stayed only 1 night).

So ideally, having a place on an island is a 6-8 (at best) month season. Something to think of if you're thinking of buying island property. My dad starts getting "itchy" to be back at the lake right after the chaos of the holidays. And he's there the first weekend after "ice-out" to open her up again.

Although I do know a gentleman who lives on Bear Island year round. He must have a generator or something to heat water for bathing...unless he's just really smelly for 4-5 months.

MAXUM · 08-01-2010, 09:25 AM

Quote:

Originally Posted by jkjoshuatree

We pull the water (a hose runs right into the lake to feed water to a pump and from there to the sinks and shower) the weekend we close (usually late November).

Although we have been up there for Thanksgiving. Ate everything off paper/plastic and cooked the turkey in one of those huge tin foil tins. The walk after dinner (which the whole family went on) amongst the fallen leaves on a brisk November day was something I'll never forget.

It really depends on when it gets cold enough for the water in the pipes to freeze (not the lake). We have to flush/drain all the water from the pipes when it starts getting too cold. That's when we know the season is over.

We've also been up there in February for a couple of days (one night). Chopped a hole in the ice, carried five gallon buckets up to the cottage to flush the toilet, wash dishes (after the water was heated on the stove), and taken a very chilly sponge bath (now you know why we stayed only 1 night).

So ideally, having a place on an island is a 6-8 (at best) month season. Something to think of if you're thinking of buying island property. My dad starts getting "itchy" to be back at the lake right after the chaos of the holidays. And he's there the first weekend after "ice-out" to open her up again.

Although I do know a gentleman who lives on Bear Island year round. He must have a generator or something to heat water for bathing...unless he's just really smelly for 4-5 months.

If I do get so lucky as to pick up a place winter time use would be frequent, but clearly facilities are non existent that time of year. All I'd care about is having a well insulated place with wood stove, possibly pellet cause it's easy to keep the place somewhat warm inside. Can't have a place like that and not host at least a few snowmobile camps right? I'd expect and have seen thus far most places (in my price range) are not insulated or poorly insulated so that's something that can be done at a later time. I am weighing buying a lot and building myself which would probably take a couple years to complete but I could do it my way and be sure it's done right.

Lucky1 · 08-01-2010, 02:16 PM

I think I have read posts where people want to be able to get over to their island but cannot do so? Ice is not yet out but is not safe to walk on or drive on either comes to mind? Some on here live on islands that are really not islands as they have bridges.
If you do not know boats at all, how will all of this work? Do you prefer an island even if a mainland property were the same price or affordable for you? I know nothing about islands but there sure are a lot of happy island people on Winni Forum. Have you ever rented on the mainland?
Hope that you find your dream home but do take your time. We almost purchased several homes over more than a decade but am sure glad that we did not. This is simple but feels like heaven. That is what you want in the end so do take your time especially if you are new to a lot of the things. Are there any year round rentals? Act in haste, lament at leisure. Good luck to you.

nhd · 08-01-2010, 05:35 PM

My family and I have been living on an island since 1968. I am currently working at Prudential Spencer-Hughes in Alton, and specializing in island property. I would love to show you around the island properties (either land or camps) and all they have to offer and also the drawbacks (few in my mind!) and the benefits of island living....

When you want to look be sure to check out the website www.spencerhughes.com and call the Alton office 603 875-2020 and ask for Nancy DePorter.

Rattlesnake Guy · 08-01-2010, 07:44 PM

Quote:

Originally Posted by Lucky1

I think I have read posts where people want to be able to get over to their island but cannot do so? Ice is not yet out but is not safe to walk on or drive on either comes to mind? Some on here live on islands that are really not islands as they have bridges.
If you do not know boats at all, how will all of this work? Do you prefer an island even if a mainland property were the same price or affordable for you? I know nothing about islands but there sure are a lot of happy island people on Winni Forum. Have you ever rented on the mainland?
Hope that you find your dream home but do take your time. We almost purchased several homes over more than a decade but am sure glad that we did not. This is simple but feels like heaven. That is what you want in the end so do take your time especially if you are new to a lot of the things. Are there any year round rentals? Act in haste, lament at leisure. Good luck to you.

Not being able to come to the camp by car in the winter IS THE BIGGEST DRAWBACK TO ISLAND LIVING FOR US. We would love to be able to make a few trips to hang out and enjoy the winter. When we bought the mainland price was about 300% more for similar properties. We rented on the mainland for a week before we bought and enjoyed that too. For us, having no car is a good thing. We spend better quality time with the family. One negative to consider on the island property compared to the mainland is a bit more coordination in the spring and fall to open and close the essential stuff in a short time. In other words we have to get the dock, and water going in a single day to make it work. We then have to back out and close in a single day. Things like blowing out the water lines, pulling the line out of the lake, bringing home things that might freeze, lift the docks. All this kind of has to happen in a single day or weekend. We have made changes to make the process easier and easier each year. Each time we do it we think, what could we do to make this a little easier or result in a better ending. That first day and last day are getting easier and easier as I get older and older. That keeps it about equal. Someday I will have to hire help.

jrc · 08-01-2010, 08:56 PM

Maxum don't forget that most real estate agents work for the seller. They have no incentive to help you find something about the property you might not like. I'm not saying they will hide stuff, but they don't have to dig either.

When you see an interesting property, look up the deed history on nhdeeds.com. The deeded covenants should be in there and the association rules should be as well. I would never even bid on property with deed restrictions, without understanding them. There is some crazy stuff in deeds around the lake.

Rattlesnake Guy · 08-02-2010, 07:42 PM

Quote:

Originally Posted by jrc

Maxum don't forget that most real estate agents work for the seller. They have no incentive to help you find something about the property you might not like. I'm not saying they will hide stuff, but they don't have to dig either.

When you see an interesting property, look up the deed history on nhdeeds.com. The deeded covenants should be in there and the association rules should be as well. I would never even bid on property with deed restrictions, without understanding them. There is some crazy stuff in deeds around the lake.

You are right about the crazy stuff in deeds. When we bought a lot from our neighbor we were very surprised that the previous transaction had the provision added as follows. That the seller maintained the right to have 1 picnic per year on the lot "if" they provided a lobster dinner and wine for the new owner during said picnic. I don't know if the guy is still alive but we keep hoping some crazy old man is going to show up some day with a lobster and a bottle of wine.

The clause was continued into the revised wording of the new deed.

Rattlesnake Guy · 08-01-2010, 07:32 PM

Quote:

Originally Posted by MAXUM

If I do get so lucky as to pick up a place winter time use would be frequent, but clearly facilities are non existent that time of year. All I'd care about is having a well insulated place with wood stove, possibly pellet cause it's easy to keep the place somewhat warm inside. Can't have a place like that and not host at least a few snowmobile camps right? I'd expect and have seen thus far most places (in my price range) are not insulated or poorly insulated so that's something that can be done at a later time. I am weighing buying a lot and building myself which would probably take a couple years to complete but I could do it my way and be sure it's done right.

The mainland lots are still available in the winter for sledding activities. Many island residents come out. We know of 2 who come out by air boat during the in between times. Some places are not insulated but other like ours are like a regular house with insulation. I don't know the stats of how many are. If I had plans to spend much time out here in the winter I might consider a generator back up as I doubt that restoring the power in the winter would be a high priority for the Electric Coop. I would also put some effort into the water system so you could have freeze proof water supply during the winter. We don't come out in the winter.

MAXUM · 08-01-2010, 09:06 PM

Quote:

Originally Posted by Rattlesnake Guy

The mainland lots are still available in the winter for sledding activities. Many island residents come out. We know of 2 who come out by air boat during the in between times. Some places are not insulated but other like ours are like a regular house with insulation. I don't know the stats of how many are. If I had plans to spend much time out here in the winter I might consider a generator back up as I doubt that restoring the power in the winter would be a high priority for the Electric Coop. I would also put some effort into the water system so you could have freeze proof water supply during the winter. We don't come out in the winter.

Good to know the mainland lots are available in the winter time so that makes a place available to park the truck and sled trailer. Good point about loss of power, never even came to mind, but I can see where that can and does happen and restoration would be slow coming. Generator backup is a good idea, just put one in at my house. For winter time use, I'm good with not having any running water. If I need it there the lake, if to much of a pain melting snow on the stove would work too. Do that on my wood stove at home here when I've lost power in the past. Matter of fact I wouldn't have even bothered with the generator, but the wife doesn't appreciate ruffing it to much.

How often do you guys loose power?

To bad you don't head out on the lake in the winter time. Great time of the year to be out and about. Tons of awesome trails in the area and of course when the lake is frozen up real good, it's great.

Hmm $160 per year seems pretty reasonable considering the return benefit. Ah the first right of refusal I think is what raised the red flag. So is there anywhere that I can go to get the details on how that works? The rental restriction is also good to know. I have given the thought to possibly renting a week or two per year only to folks that I personally know to off set the taxes but like you said there is "renting" to somebody that you know versus putting the place up to a total stranger. Since the assoc specifically discourages this I'd respect that.

ApS · 08-02-2010, 03:51 AM

Quote:

Originally Posted by Rattlesnake Guy

"...One negative to consider on the island property compared to the mainland is a bit more coordination in the spring and fall to open and close the essential stuff in a short time...That first day and last day are getting easier and easier as I get older and older. That keeps it about equal. Someday I will have to hire help..."

At one of the northern-most Rattlesnake Island locations, I saw a 4" diameter steel pipe being driven into the end of a new breakwater during that breakwater's construction phase.

This was a Broads-side lot, and what appeared to be a steel casing was driven into the lake bed.

This was about six years ago, but it could have been an even older recollection—maybe within the last ten years.

I thought it might have been reinforcement for the new breakwater, but could it have been for a well for allowing year-round water? (Saving a few hours at closing-up time?)

Quote:

Originally Posted by MAXUM

"...the first right of refusal I think is what raised the red flag. So is there anywhere that I can go to get the details on how that works...?"

My immediate neighbors had "first right of refusal" on an abutting ~2-acre lot, but lost that 2001 case in the NH Supreme Court—and subsequently, their own two lots

. (Today, I have three McMansions for neighbors.

)

Their attorney later lost his license to practice law—PM me for details.

It could have been the way the deed was written

as their particular "first right of refusal" was written around 1952.

nhd · 08-02-2010, 06:04 AM

As a realtor I should point out that as a buyer's agent we do not work for the seller and we are required to point out defects that we know about not to hide things as jrc states. If we are working with a buyer that is our client that is to whom our responsibilities lie.
In any case I am willing to work with a buyer on island properties since I have been on the Lake for most of my life and worked here, grew up here, played here all while living on an island. My love of island living is what drew me into real estate.
Nancy

RI Swamp Yankee · 08-03-2010, 07:41 PM

Quote:

Originally Posted by nhd

... as a buyer's agent we do not work for the seller and we are required to point out defects that we know about not to hide things ....

Nancy make a good point in her post. Anyone not familiar with an area would do well to have a buyer's agent that is looking out for the interest of the buyer.

oliviernh · 08-02-2010, 01:24 PM

We have a place on Rattlesnake and LOVE it! However Just two other items you should consider. If you are going to purchase on Rattlesnake on the Broads side the weather can create havoc for boating. If your boating skills are not that good it can be a real challenge, even at times making it impossible to get to or leave your place. The waves can be so large that it can be terrifying for even the most experienced boater. Island Girl has some nice pictures in the gallery under "weather" which shows how large the waves can get (I'd copy and post here if I knew how)!! I have personally seen two of my neighbors boats sunk from the waves.

The second factor is everything on the islands cost MORE!! Not just marginally more but alot more! Building especially and if you decide you might want to build look into costs before you buy the property!

My wife is also a real estate agent and we are at the lake most weekends. If you would like to talk to her and be shown around we would be happy to take you out. PM me for contact info. Of course RG's offer is very very good and shows the kinds of people/neighbors on Rattlesnake!

trfour · 08-02-2010, 01:43 AM

Quote:

Originally Posted by Rattlesnake Guy

The mainland lots are still available in the winter for sledding activities. Many island residents come out. We know of 2 who come out by air boat during the in between times. Some places are not insulated but other like ours are like a regular house with insulation. I don't know the stats of how many are. If I had plans to spend much time out here in the winter I might consider a generator back up as I doubt that restoring the power in the winter would be a high priority for the Electric Coop. I would also put some effort into the water system so you could have freeze proof water supply during the winter. We don't come out in the winter.

The wonderful things about living here year round, and Not letting the winter months get in the way, so to speak, is being able to get across the frozen Lake and on up into her surrounding mountains to take in the plentiful views. When you get there, you will get some of them UFO sightings, that most have not seen, among other things.

Taxes are going UP, we are spending Billions in Outer planetary exploration, however, in my opinion, the Lakes Region will give you, not only, a better view, dollar for dollar, The Lakes Region IS. And we have patience for those whom do not.

OKay, I'm not trying to take anything away from the Spending, other than getti'n there, and Doing that!

I would however invite the many ratchet Jaws to take another look at what it is right here!
Oh, the summer folks are a plenty, I Do still snowmobile with the best up there, especially In The Mountains. 'The Great Spirit will always be'.
From The Hights!

jkjoshuatree · 07-30-2010, 11:46 AM

...talk to Rattlesnake Guy and/or Gal. They're extremely kind and helpful and they kind of have an "in" with Rattlesnake Island info.

Mopsymonroe · 07-30-2010, 12:07 PM

JKJoshuaTree, thanks for your honesty! Yes, we have been circling this decision for some time and you are accurate. Fortunately we've stayed on island property several times as non-owners ... we know it's quite different from being an owner, but we've definitely hauled our share of trash and recycling down to the docks and carried groceries back up, shut up the house again for the owners, etc.

Our great experiences were why we decided to make the jump from being renters and guests to becoming owners ourselves. Huge learning curve ahead for us? You bet we know it. No question lots of $$$ and work.

We've been sort of looking around for years ... just this year decided we might finally get the ball rolling and go for our own place so have been going around with the realtors and asking tons of questions

jkjoshuatree · 07-30-2010, 12:15 PM

That's so great to hear that you rented first and then decided to buy. Hope I didn't come off as an arrogant know-it-all. Just wanted to let you know what island life is like.

But all the work is definitely worth it!

Good luck!!

Rattlesnake Guy · 07-31-2010, 08:32 PM

Quote:

Originally Posted by Mopsymonroe

Hi everyone ... has been a lot of fun reading these forums for a few months. There's a lot of good, helpful information.

Quote:

Originally Posted by Mopsymonroe

We are looking into several lake properties, and have been considering one of the properties available on Rattlesnake. We understand that the Rattlesnake Island Association has a mainland lot for residents and guests to launch, park and short-term dock. Have been looking on the internet for a little more information on this ... would call one of the realtors but at the moment we'd like to poke around on our own and get the straight dope from any rattlesnake owners. (Having an agent tell us he's never known anyone to have any problems would not quite be an answer, if you know what I mean.)>>

Are there ever any problems with space availability in season? Are there additional membership/parking fees (in addition to regular association dues)? Winter storage space available for trailered boats?>>

Any other helpful information is indeed much appreciated.>>

We haven't purchased a boat yet, either, so whether we go with a rattlesnake property or one on another island, the answers to these questions might help us continue to sort through the decision making process. >>
>>
Grateful for any shared experiences, Mopsy

The Rattlesnake association has a lot on the mainland with a locked ramp two docks for pickup and drop off, parking for a dozen cars plus. In addition a lot up the hill with much more parking for cars, trailers and a few boats. This lot now has a locked section. All the members have parking passes for themselves and guest.

Most of the year the lower lot has parking available except for the busiest weekends. Because the island has 180 lots this would suggest that most of us do not use this lot for our daily launch. A few marinas to choose from on this end of the lake.

We pay a very reasonable association fee which covers the maintenance of the lots and the taxes on the common land we have in the center of the island. You can pay a one time fee to get a trailer pass. Lots of us keep trailers in the locked lot for the summer. A few keep boats there for the winter.

I would be happy to answer any more questions. We got very lucky with where we bought and have learned a lot over our 8 seasons. We love this place.

MAXUM · 08-01-2010, 09:14 AM

I remember about 10 years ago my brother was looking at a place that was for sale on RI, and the topic of the assoc came up. He opted not to buy partially because it was island property but he really did not like the assoc arrangement and for the life of me I don't recall the details. Of course I asked a listing agent about the specifics of the association and all I got was the mainland access and other than that it's no big deal. Um OK that may work for some but not me. Now don't get me wrong that's great and a HUGE thing that makes property on the island somewhat desirable over other islands. The question is what are the association's annual fees? I seem to recall that all properties on the island have membership in the association deeded? I also seemed to recall and I think this is what my brother did not like, any property transaction the association could have a hand in, I don't remember if it's some sort of approval process or what. I'm also assuming that there are some sort of covenants that may also be in play but can't get any specific details on any of this stuff. I guess these are unreasonable questions to ask the listing agent. After all I'm sure the market for the million dollar homes is keeping them way to busy to deal with a small time guy like myself

That's OK though, don't need to spend a million to get a piece of the pie which in my opinion is priceless unless you're on a budget!

Rattlesnake Guy · 08-01-2010, 07:26 PM

Quote:

Originally Posted by MAXUM

I remember about 10 years ago my brother was looking at a place that was for sale on RI, and the topic of the assoc came up. He opted not to buy partially because it was island property but he really did not like the assoc arrangement and for the life of me I don't recall the details. Of course I asked a listing agent about the specifics of the association and all I got was the mainland access and other than that it's no big deal. Um OK that may work for some but not me. Now don't get me wrong that's great and a HUGE thing that makes property on the island somewhat desirable over other islands. The question is what are the association's annual fees? I seem to recall that all properties on the island have membership in the association deeded? I also seemed to recall and I think this is what my brother did not like, any property transaction the association could have a hand in, I don't remember if it's some sort of approval process or what. I'm also assuming that there are some sort of covenants that may also be in play but can't get any specific details on any of this stuff. I guess these are unreasonable questions to ask the listing agent. After all I'm sure the market for the million dollar homes is keeping them way to busy to deal with a small time guy like myself

That's OK though, don't need to spend a million to get a piece of the pie which in my opinion is priceless unless you're on a budget!

Our 8th year and we have never really had any dealings with the association. We have not gone to an annual meeting. We pay our $160 per year per lot. There are some covenants but nothing like the State's water front rules. The one that might effect some is the rule against renting our camps. But, I can't imagine it would be enforced unless it was causing hart burn for someone.

The $160 fee covers the common lot, maintenance, and taxes to the town of Alton on the many many acres of land in the middle of the island which we all own in common.

We have bought two lots now and both had to be passed through the association for right to first refusal. These were routine sign offs and seem to insure that the fees are paid up before the approval is given. Seems only fair.

bdkkennedy · 08-19-2010, 02:31 PM

Have house on Rattlesnake and a 2005 Rinker Fiesta Vee 270 for sale if anyone is interested. bdkkennedy@comcast.net

07-30-2010, 11:23 AM	#1
Mopsymonroe Junior Member Join Date: Jul 2010 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	Rattlesnake Island Association Lot Hi everyone ... has been a lot of fun reading these forums for a few months. There's a lot of good, helpful information. We are looking into several lake properties, and have been considering one of the properties available on Rattlesnake. We understand that the Rattlesnake Island Association has a mainland lot for residents and guests to launch, park and short-term dock. Have been looking on the internet for a little more information on this ... would call one of the realtors but at the moment we'd like to poke around on our own and get the straight dope from any rattlesnake owners. (Having an agent tell us he's never known anyone to have any problems would not quite be an answer, if you know what I mean.) Are there ever any problems with space availability in season? Are there additional membership/parking fees (in addition to regular association dues)? Winter storage space available for trailered boats? Any other helpful information is indeed much appreciated. We haven't purchased a boat yet, either, so whether we go with a rattlesnake property or one on another island, the answers to these questions might help us continue to sort through the decision making process. Grateful for any shared experiences, Mopsy

07-30-2010, 11:43 AM	#2
jkjoshuatree Senior Member Join Date: Nov 2004 Location: Bear Island Posts: 642 Thanks: 349 Thanked 145 Times in 77 Posts	Mopsy... ...I'm not trying to talk you out of buying island property but I just want to let you know that it's a HUGE difference compared to mainland property. -Seasonal -Trash removal -A lot of lugging stuff back and forth -Relying on neighbors for little stuff (milk, sugar, etc.) -Need a boat (most of us have 2-one for recreation and a second in case of emergency if boat one is being used) -Storage fees/registration/insurance for said boat(s) -Very strict building guidelines Those are only the tip of the iceberg when it comes to the differences. I'm sure other Winni.com people can add to them. But that being said, my family has had a place on Bear Island for 37 years and we wouldn't trade it for mainland property for all the money in the world. Life is just different on an island. And that's the best difference. But you'll realize that if/when you have your own place. Good luck and keep us posted as to what you decide. __________________ Dream out loud.

07-31-2010, 12:03 PM	#10
jkjoshuatree Senior Member Join Date: Nov 2004 Location: Bear Island Posts: 642 Thanks: 349 Thanked 145 Times in 77 Posts	Maxum... I have a place on Bear Island and although I can't answer the "lot" questions regarding Rattlesnake, I can try to answer any other questions you have about island living. Best way to get in touch with me is at jkjoshuatree1@hotmail.com or you can just respond on here if you don't mind your questions being public. __________________ Dream out loud.

07-31-2010, 02:10 PM	#11
hancoveguy Senior Member Join Date: Oct 2008 Posts: 276 Thanks: 95 Thanked 65 Times in 30 Posts	Quick question Just had a quick question... We are in an association on the mainland and they are seasonal (May-Oct). The main obstcale is the water being shut off. Aside from the obvious issue of access, is this the case in most island situations as well? If you could get access in the winter months, sled, late boatride (December etc) could you use the place in the winter? thanks HCG

07-31-2010, 02:33 PM	#12
jkjoshuatree Senior Member Join Date: Nov 2004 Location: Bear Island Posts: 642 Thanks: 349 Thanked 145 Times in 77 Posts	Island Water Is Seasonal Too... We pull the water (a hose runs right into the lake to feed water to a pump and from there to the sinks and shower) the weekend we close (usually late November). Although we have been up there for Thanksgiving. Ate everything off paper/plastic and cooked the turkey in one of those huge tin foil tins. The walk after dinner (which the whole family went on) amongst the fallen leaves on a brisk November day was something I'll never forget. It really depends on when it gets cold enough for the water in the pipes to freeze (not the lake). We have to flush/drain all the water from the pipes when it starts getting too cold. That's when we know the season is over. We've also been up there in February for a couple of days (one night). Chopped a hole in the ice, carried five gallon buckets up to the cottage to flush the toilet, wash dishes (after the water was heated on the stove), and taken a very chilly sponge bath (now you know why we stayed only 1 night). So ideally, having a place on an island is a 6-8 (at best) month season. Something to think of if you're thinking of buying island property. My dad starts getting "itchy" to be back at the lake right after the chaos of the holidays. And he's there the first weekend after "ice-out" to open her up again. Although I do know a gentleman who lives on Bear Island year round. He must have a generator or something to heat water for bathing...unless he's just really smelly for 4-5 months. __________________ Dream out loud.

07-30-2010, 04:04 PM	#4
Mopsymonroe Junior Member Join Date: Jul 2010 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	Well, in all fairness, I admit we still don't have all our ducks in a row just yet. But, we are lining them up. For one, as I said, we don't yet own a boat. We previously used water taxis or the boats of friends/family, driven by them, not by us. Neither my husband or I have our boating licenses yet. Just the course materials, and I've had a little sailing experience (a week's day classes last year). We may not actually buy a boat until next spring. But, we do have family currently on the lake, and if we buy something before fall, we may mooch or contribute for some transportation off of them if we are up same weekends. Or do a water taxi for the time being. In two of the properties we have looked at, there's the possibility of including the owners' boat with the sale, one of them on rattlesnake, where I guess they use the famed association lot for it ... so just wanted to poke around on that account. We are thinking of buying property soon only because it seems there are a few more motivated sellers towards the end of season, and the market seems to have ticked up a little lately. A few property prices have seen new reductions just in the time we've been looking. We've seen 7 places on the market, not counting places we've previously stayed, which help a lot in adding to the comparison shopping. Oh, I wanted to add - I know I'm new - but if we do move in, we'll try to be good neighbors, not some of the kind I see getting the eye rolls in these forums!

07-30-2010, 05:56 PM	#5
robmac Senior Member Join Date: Jan 2005 Location: Nashua,Meredith Posts: 951 Thanks: 213 Thanked 106 Times in 81 Posts	Welcome to the Forum, anywhere on the lake is fantastic. Myself I would stay on the mainland only because when guests come I would be the water taxi. But my ultimate would be island living,just so I know who's coming. Good luck.

07-30-2010, 06:11 PM	#6
Newbiesaukee Senior Member Join Date: May 2004 Location: Coral Gables, winter; Long Island, summer Posts: 1,353 Thanks: 947 Thanked 573 Times in 298 Posts	Welcome and don't worry about the eyerolls which are only in the eye of the beholder anyway.

07-30-2010, 08:44 PM	#8
Rattlesnake Guy Senior Member Join Date: Sep 2004 Posts: 1,254 Thanks: 423 Thanked 366 Times in 175 Posts	Mopsymonroe, Welcome to the forum and to your quest. My wife and I are enjoying our eighth season on Rattlesnake Island. We would like to invite you to be our guest and get a tour of the island. The island is the third or forth biggest on the lake and has about 180 lots, is about 2 miles long and 4 miles around. We can pick you up and explain an awful lot about the ins and outs of what we have learned. We love Island living but are sure it is not for everyone. I can't think of a better way to get an understanding of the island than a sight seeing tour around it. I will send you a personal message with contact info if you are interested. Again, welcome and good luck with your journey. Rattlesnake Guy and Rattlesnake Gal

07-30-2010, 09:59 PM	#9
MAXUM Senior Member Join Date: Apr 2004 Location: Kuna ID Posts: 2,755 Thanks: 246 Thanked 1,942 Times in 802 Posts	Darn it there is competition out there!!! Mopsymonroe you are pursuing the exact same thing I am, a piece of island property. I can't give you any advice per say, heck I've not even gone so far as to rent a place just to see what it's like, but I can tell you that I don't need to because the lure of "being away from it all" is good enough for me, along with the lower initial price. So since you brought the subject up I've also got some questions in regards to the Rattlesnake Is Assoc some of which you brought up. I believe there are other islands that may too have associations although I have not yet gotten far enough into my search as of yet to discover which others may or may not. So if anyone would be willing to field a few questions I have I'd greatly appreciate it as well and getting first hand advice on how you handle basic logistics would be really helpful too. I've been thinking about this for years now and have some ideas on how I'd do some things, but first hand experience is worth a heck of a lot more than my speculation. I'm not yet to the point of making an offer on anything, just starting out making inquiries.... At least I'm a couple steps ahead of you Mopsymonroe, already got a boat and have sleds for the winter time. Best of luck in your pursuit and you're smart to tap into this forum. There are a lot of really nice and very helpful folks on here.

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MAXUM (08-01-2010)

08-01-2010, 02:16 PM	#14
Lucky1 Senior Member Join Date: Oct 2009 Location: Moultonborough and FL Posts: 459 Thanks: 318 Thanked 123 Times in 53 Posts	I think I have read posts where people want to be able to get over to their island but cannot do so? Ice is not yet out but is not safe to walk on or drive on either comes to mind? Some on here live on islands that are really not islands as they have bridges. If you do not know boats at all, how will all of this work? Do you prefer an island even if a mainland property were the same price or affordable for you? I know nothing about islands but there sure are a lot of happy island people on Winni Forum. Have you ever rented on the mainland? Hope that you find your dream home but do take your time. We almost purchased several homes over more than a decade but am sure glad that we did not. This is simple but feels like heaven. That is what you want in the end so do take your time especially if you are new to a lot of the things. Are there any year round rentals? Act in haste, lament at leisure. Good luck to you.

08-01-2010, 05:35 PM	#15
nhd Member Join Date: Jul 2010 Posts: 39 Thanks: 18 Thanked 53 Times in 15 Posts	When you go to buy.... My family and I have been living on an island since 1968. I am currently working at Prudential Spencer-Hughes in Alton, and specializing in island property. I would love to show you around the island properties (either land or camps) and all they have to offer and also the drawbacks (few in my mind!) and the benefits of island living.... When you want to look be sure to check out the website www.spencerhughes.com and call the Alton office 603 875-2020 and ask for Nancy DePorter.

08-01-2010, 08:56 PM	#17
jrc Senior Member Join Date: Apr 2004 Location: NH Posts: 2,689 Thanks: 33 Thanked 439 Times in 249 Posts	Maxum don't forget that most real estate agents work for the seller. They have no incentive to help you find something about the property you might not like. I'm not saying they will hide stuff, but they don't have to dig either. When you see an interesting property, look up the deed history on nhdeeds.com. The deeded covenants should be in there and the association rules should be as well. I would never even bid on property with deed restrictions, without understanding them. There is some crazy stuff in deeds around the lake.

08-02-2010, 06:04 AM	#22
nhd Member Join Date: Jul 2010 Posts: 39 Thanks: 18 Thanked 53 Times in 15 Posts	As a realtor I should point out that as a buyer's agent we do not work for the seller and we are required to point out defects that we know about not to hide things as jrc states. If we are working with a buyer that is our client that is to whom our responsibilities lie. In any case I am willing to work with a buyer on island properties since I have been on the Lake for most of my life and worked here, grew up here, played here all while living on an island. My love of island living is what drew me into real estate. Nancy

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nhd (08-04-2010)

08-02-2010, 01:24 PM	#24
oliviernh Member Join Date: Sep 2004 Location: Hampton and Rattlesnake Island Posts: 33 Thanks: 0 Thanked 2 Times in 1 Post	Just my two cents... We have a place on Rattlesnake and LOVE it! However Just two other items you should consider. If you are going to purchase on Rattlesnake on the Broads side the weather can create havoc for boating. If your boating skills are not that good it can be a real challenge, even at times making it impossible to get to or leave your place. The waves can be so large that it can be terrifying for even the most experienced boater. Island Girl has some nice pictures in the gallery under "weather" which shows how large the waves can get (I'd copy and post here if I knew how)!! I have personally seen two of my neighbors boats sunk from the waves. The second factor is everything on the islands cost MORE!! Not just marginally more but alot more! Building especially and if you decide you might want to build look into costs before you buy the property! My wife is also a real estate agent and we are at the lake most weekends. If you would like to talk to her and be shown around we would be happy to take you out. PM me for contact info. Of course RG's offer is very very good and shows the kinds of people/neighbors on Rattlesnake!

07-30-2010, 11:46 AM	#26
jkjoshuatree Senior Member Join Date: Nov 2004 Location: Bear Island Posts: 642 Thanks: 349 Thanked 145 Times in 77 Posts	Forgot The Most Important Part Of My Reply... ...talk to Rattlesnake Guy and/or Gal. They're extremely kind and helpful and they kind of have an "in" with Rattlesnake Island info. __________________ Dream out loud.

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07-30-2010, 12:07 PM	#27
Mopsymonroe Junior Member Join Date: Jul 2010 Posts: 3 Thanks: 0 Thanked 0 Times in 0 Posts	JKJoshuaTree, thanks for your honesty! Yes, we have been circling this decision for some time and you are accurate. Fortunately we've stayed on island property several times as non-owners ... we know it's quite different from being an owner, but we've definitely hauled our share of trash and recycling down to the docks and carried groceries back up, shut up the house again for the owners, etc. Our great experiences were why we decided to make the jump from being renters and guests to becoming owners ourselves. Huge learning curve ahead for us? You bet we know it. No question lots of $$$ and work. We've been sort of looking around for years ... just this year decided we might finally get the ball rolling and go for our own place so have been going around with the realtors and asking tons of questions

07-30-2010, 12:15 PM	#28
jkjoshuatree Senior Member Join Date: Nov 2004 Location: Bear Island Posts: 642 Thanks: 349 Thanked 145 Times in 77 Posts	Good For You!! That's so great to hear that you rented first and then decided to buy. Hope I didn't come off as an arrogant know-it-all. Just wanted to let you know what island life is like. But all the work is definitely worth it! Good luck!! __________________ Dream out loud.

08-01-2010, 09:14 AM	#30
MAXUM Senior Member Join Date: Apr 2004 Location: Kuna ID Posts: 2,755 Thanks: 246 Thanked 1,942 Times in 802 Posts	I remember about 10 years ago my brother was looking at a place that was for sale on RI, and the topic of the assoc came up. He opted not to buy partially because it was island property but he really did not like the assoc arrangement and for the life of me I don't recall the details. Of course I asked a listing agent about the specifics of the association and all I got was the mainland access and other than that it's no big deal. Um OK that may work for some but not me. Now don't get me wrong that's great and a HUGE thing that makes property on the island somewhat desirable over other islands. The question is what are the association's annual fees? I seem to recall that all properties on the island have membership in the association deeded? I also seemed to recall and I think this is what my brother did not like, any property transaction the association could have a hand in, I don't remember if it's some sort of approval process or what. I'm also assuming that there are some sort of covenants that may also be in play but can't get any specific details on any of this stuff. I guess these are unreasonable questions to ask the listing agent. After all I'm sure the market for the million dollar homes is keeping them way to busy to deal with a small time guy like myself That's OK though, don't need to spend a million to get a piece of the pie which in my opinion is priceless unless you're on a budget!

08-19-2010, 02:31 PM	#32
bdkkennedy Junior Member Join Date: Apr 2005 Posts: 6 Thanks: 0 Thanked 0 Times in 0 Posts	House on Rattlesnake Have house on Rattlesnake and a 2005 Rinker Fiesta Vee 270 for sale if anyone is interested. bdkkennedy@comcast.net